AMS Osiguranje a.d Balance Sheet Health

Financial Health criteria checks 5/6

AMS Osiguranje a.d has a total shareholder equity of RSD3.4B and total debt of RSD0.0, which brings its debt-to-equity ratio to 0%. Its total assets and total liabilities are RSD11.3B and RSD7.9B respectively. AMS Osiguranje a.d's EBIT is RSD338.0M making its interest coverage ratio 45.1. It has cash and short-term investments of RSD3.3B.

Key information

Debt to equity ratio

дин0

Debt

Interest coverage ratio	45.1x
Cash	дин3.28b
Equity	дин3.45b
Total liabilities	дин7.89b
Total assets	дин11.34b

Recent financial health updates

No updates

Recent updates

AMS Osiguranje a.d.'s (BELEX:AMSO) Prospects Need A Boost To Lift Shares

Aug 07

Financial Position Analysis

Short Term Liabilities: AMSO's short term assets (RSD5.0B) do not cover its short term liabilities (RSD7.7B).

Long Term Liabilities: AMSO's short term assets (RSD5.0B) exceed its long term liabilities (RSD212.2M).

Debt to Equity History and Analysis

Debt Level: AMSO is debt free.

Reducing Debt: AMSO has not had any debt for past 5 years.

Debt Coverage: AMSO has no debt, therefore it does not need to be covered by operating cash flow.

Interest Coverage: AMSO has no debt, therefore coverage of interest payments is not a concern.

Balance Sheet

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Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/01/02 22:12
End of Day Share Price	2024/12/25 00:00
Earnings	2024/06/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Industry and Sector Metrics

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Analyst Sources

AMS Osiguranje a.d. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution