BRD - Groupe Société Générale Balance Sheet Health
Financial Health criteria checks 5/6
BRD - Groupe Société Générale has total assets of RON86.5B and total equity of RON9.2B. Total deposits are RON66.2B, and total loans are RON47.6B.
Key information
9.4x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | RON 66.18b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.5% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | RON 10.11b |
Recent financial health updates
No updates
Recent updates
BRD - Groupe Société Générale (BVB:BRD) Has Announced That It Will Be Increasing Its Dividend To RON1.29
Apr 28
BRD - Groupe Société Générale (BVB:BRD) Will Pay A Larger Dividend Than Last Year At RON1.29
Apr 08Here's What BRD - Groupe Société Générale S.A.'s (BVB:BRD) Shareholder Ownership Structure Looks Like
Mar 01BRD - Groupe Société Générale (BVB:BRD) Has Compensated Shareholders With A Respectable 94% Return On Their Investment
Jan 06Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BRD's Assets to Equity ratio (9.4x) is low.
Allowance for Bad Loans: BRD has a sufficient allowance for bad loans (155%).
Low Risk Liabilities: 86% of BRD's liabilities are made up of primarily low risk sources of funding.
Loan Level: BRD has an appropriate level of Loans to Assets ratio (55%).
Low Risk Deposits: BRD's Loans to Deposits ratio (72%) is appropriate.
Level of Bad Loans: BRD has a high level of bad loans (2.5%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/17 19:30 |
| End of Day Share Price | 2025/01/17 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
BRD - Groupe Société Générale S.A. is covered by 17 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Mihai Anghelescu | Alpha Finance Romania |
| Andreas Markou | Berenberg |
| Hai Le Phuong | ConCorde Securities Ltd. |