Banco Comercial Português (BCP) Stock Overview
Engages in the provision of various banking and financial products and services in Portugal and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 3/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 3/6 |
BCP Community Fair Values
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Analyst Price Targets
Banco Comercial Português, S.A. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €1.09 |
| 52 Week High | €1.12 |
| 52 Week Low | €0.70 |
| Beta | 0.80 |
| 1 Month Change | 2.16% |
| 3 Month Change | 13.06% |
| 1 Year Change | 36.60% |
| 3 Year Change | 337.17% |
| 5 Year Change | 723.75% |
| Change since IPO | -99.19% |
Recent News & Updates
BCP: Buybacks And Higher P/E Will Shape Balanced Future Returns
The analyst price target for Banco Comercial Português has been raised modestly from about €1.10 to €1.12. This change reflects updated views on fair value and earnings quality after a mix of recent downgrades and small upward target revisions from the Street.BCP: Buybacks And Dividends Will Support Returns At Broadly Fair P/E
Analysts have made a modest upward revision to the fair value estimate for Banco Comercial Português to about €1.10, reflecting updated assumptions on revenue growth, profitability and future P/E multiples, alongside recent Street price targets clustered around €0.98 to €1.10. Analyst Commentary Recent research on Banco Comercial Português points to a fairly balanced view, with the stock sitting close to published fair value estimates and price targets clustered between €0.98 and €1.10.BCP: Dividend And Buyback Plans Will Shape Fairly Valued Return Profile
Banco Comercial Português sees its fair value estimate edge up from €1.04 to €1.08, with analysts pointing to revised assumptions for revenue growth, profit margins and the price-to-earnings ratio, as well as recent price target adjustments and valuation views in the broader research coverage. Analyst Commentary Recent research on Banco Comercial Português shows a mix of optimism and caution, with price targets clustered around the €1.00 level and differing views on how current valuation lines up with execution risks and growth expectations.BCP: Share Buyback And Dividend Policy Will Frame Balanced Return Outlook
Analysts have modestly raised their fair value estimate for Banco Comercial Português to €1.04 from €0.88. This reflects updated assumptions on revenue growth, profitability and future P/E multiples, alongside recent Street research that has kept price targets around the €0.98 to €1.02 range with largely neutral views on the stock.Banco Comercial Português (ENXTLS:BCP) Stock Could Be 25.6% Below Fair Value After €500 Million Bond Issue
Banco Comercial Português (ENXTLS:BCP) has combined a new €500 million subordinated Tier 2 bond issue with a sizeable share repurchase program, drawing attention to how its capital structure choices might affect shareholder value. See our latest analysis for Banco Comercial Português. These capital moves come against a backdrop of strong price momentum, with a 32.53% 3 month share price return and a very large 5 year total shareholder return, suggesting investors are reassessing Banco...Recent updates
BCP: Buybacks And Higher P/E Will Shape Balanced Future Returns
The analyst price target for Banco Comercial Português has been raised modestly from about €1.10 to €1.12. This change reflects updated views on fair value and earnings quality after a mix of recent downgrades and small upward target revisions from the Street.BCP: Buybacks And Dividends Will Support Returns At Broadly Fair P/E
Analysts have made a modest upward revision to the fair value estimate for Banco Comercial Português to about €1.10, reflecting updated assumptions on revenue growth, profitability and future P/E multiples, alongside recent Street price targets clustered around €0.98 to €1.10. Analyst Commentary Recent research on Banco Comercial Português points to a fairly balanced view, with the stock sitting close to published fair value estimates and price targets clustered between €0.98 and €1.10.BCP: Dividend And Buyback Plans Will Shape Fairly Valued Return Profile
Banco Comercial Português sees its fair value estimate edge up from €1.04 to €1.08, with analysts pointing to revised assumptions for revenue growth, profit margins and the price-to-earnings ratio, as well as recent price target adjustments and valuation views in the broader research coverage. Analyst Commentary Recent research on Banco Comercial Português shows a mix of optimism and caution, with price targets clustered around the €1.00 level and differing views on how current valuation lines up with execution risks and growth expectations.BCP: Share Buyback And Dividend Policy Will Frame Balanced Return Outlook
Analysts have modestly raised their fair value estimate for Banco Comercial Português to €1.04 from €0.88. This reflects updated assumptions on revenue growth, profitability and future P/E multiples, alongside recent Street research that has kept price targets around the €0.98 to €1.02 range with largely neutral views on the stock.Banco Comercial Português (ENXTLS:BCP) Stock Could Be 25.6% Below Fair Value After €500 Million Bond Issue
Banco Comercial Português (ENXTLS:BCP) has combined a new €500 million subordinated Tier 2 bond issue with a sizeable share repurchase program, drawing attention to how its capital structure choices might affect shareholder value. See our latest analysis for Banco Comercial Português. These capital moves come against a backdrop of strong price momentum, with a 32.53% 3 month share price return and a very large 5 year total shareholder return, suggesting investors are reassessing Banco...Shareholder Returns
| BCP | PT Banks | PT Market | |
|---|---|---|---|
| 7D | -0.6% | -2.3% | -0.04% |
| 1Y | 36.6% | 33.8% | 16.2% |
Return vs Industry: BCP exceeded the Portuguese Banks industry which returned 33.8% over the past year.
Return vs Market: BCP exceeded the Portuguese Market which returned 16.2% over the past year.
Price Volatility
| BCP volatility | |
|---|---|
| BCP Average Weekly Movement | 3.5% |
| Banks Industry Average Movement | 3.3% |
| Market Average Movement | 3.4% |
| 10% most volatile stocks in PT Market | 8.8% |
| 10% least volatile stocks in PT Market | 1.5% |
Stable Share Price: BCP has not had significant price volatility in the past 3 months compared to the Portuguese market.
Volatility Over Time: BCP's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1985 | 15,613 | Miguel Maya Pinheiro | www.millenniumbcp.pt |
Banco Comercial Português, S.A. engages in the provision of various banking and financial products and services in Portugal and internationally. The company operates through Retail Banking; Companies and Corporate; Private Banking; International Business, and Other segments. It offers a range of financial products and services, including current accounts, payment systems, savings and investment products, private banking, asset management, and investment banking services, such as mortgage loans, personal loans, commercial banking, leasing, factoring, insurance, and other products.
Banco Comercial Português, S.A. Fundamentals Summary
| BCP fundamental statistics | |
|---|---|
| Market cap | €16.03b |
| Earnings (TTM) | €1.05b |
| Revenue (TTM) | €3.69b |
Is BCP overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| BCP income statement (TTM) | |
|---|---|
| Revenue | €3.69b |
| Cost of Revenue | €21.67m |
| Gross Profit | €3.67b |
| Other Expenses | €2.62b |
| Earnings | €1.05b |
Last Reported Earnings
Jun 30, 2026
Next Earnings Date
Oct 28, 2026
| Earnings per share (EPS) | 0.071 |
| Gross Margin | 99.41% |
| Net Profit Margin | 28.46% |
| Debt/Equity Ratio | 90.0% |
How did BCP perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/08/20 00:09 |
| End of Day Share Price | 2026/08/20 00:00 |
| Earnings | 2026/06/30 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Banco Comercial Português, S.A. is covered by 25 analysts. 16 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Ignacio Mendez Terroso | Banco Santander |
| Cecilia Romero Reyes | Barclays |
| Javier Beldarrain Pascual | Bestinver Sociedad De Valores, S.A |