WISE Finance Balance Sheet Health
Financial Health criteria checks 3/6
WISE Finance has a total shareholder equity of PLN42.1M and total debt of PLN69.5M, which brings its debt-to-equity ratio to 164.9%. Its total assets and total liabilities are PLN138.0M and PLN95.8M respectively.
Key information
164.9%
Debt to equity ratio
zł69.49m
Debt
| Interest coverage ratio | n/a |
| Cash | zł638.00k |
| Equity | zł42.14m |
| Total liabilities | zł95.82m |
| Total assets | zł137.96m |
Recent financial health updates
WISE Finance (WSE:IBS) Is Carrying A Fair Bit Of Debt
Aug 13
Does WISE Finance (WSE:IBS) Have A Healthy Balance Sheet?
Mar 05Is WISE Finance (WSE:IBS) A Risky Investment?
Nov 24Recent updates
WISE Finance's (WSE:IBS) Shareholders Have More To Worry About Than Only Soft Earnings
Dec 06WISE Finance (WSE:IBS) Is Carrying A Fair Bit Of Debt
Aug 13WISE Finance's (WSE:IBS) Anemic Earnings Might Be Worse Than You Think
May 31Take Care Before Jumping Onto WISE Finance S.A. (WSE:IBS) Even Though It's 32% Cheaper
Apr 05Does WISE Finance (WSE:IBS) Have A Healthy Balance Sheet?
Mar 05Cautious Investors Not Rewarding WISE Finance S.A.'s (WSE:IBS) Performance Completely
Jan 29Is WISE Finance (WSE:IBS) A Risky Investment?
Nov 24Noble Financials (WSE:IBS) Is Posting Solid Earnings, But It Is Not All Good News
Nov 30Financial Position Analysis
Short Term Liabilities: IBS's short term assets (PLN114.2M) exceed its short term liabilities (PLN62.2M).
Long Term Liabilities: IBS's short term assets (PLN114.2M) exceed its long term liabilities (PLN33.7M).
Debt to Equity History and Analysis
Debt Level: IBS's net debt to equity ratio (163.4%) is considered high.
Reducing Debt: IBS had negative shareholder equity 5 years ago, but is now positive and has therefore improved.
Debt Coverage: IBS's debt is not well covered by operating cash flow (6.5%).
Interest Coverage: Insufficient data to determine if IBS's interest payments on its debt are well covered by EBIT.
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/08 09:41 |
| End of Day Share Price | 2025/01/08 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
WISE Finance S.A. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
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