Visa Balance Sheet Health
Financial Health criteria checks 5/6
Visa has a total shareholder equity of $39.7B and total debt of $20.6B, which brings its debt-to-equity ratio to 51.9%. Its total assets and total liabilities are $91.0B and $51.3B respectively. Visa's EBIT is $23.4B making its interest coverage ratio -60.7. It has cash and short-term investments of $16.6B.
Key information
51.9%
Debt to equity ratio
US$20.60b
Debt
| Interest coverage ratio | -60.7x |
| Cash | US$16.64b |
| Equity | US$39.73b |
| Total liabilities | US$51.31b |
| Total assets | US$91.04b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Short Term Liabilities: VISA's short term assets ($31.0B) exceed its short term liabilities ($22.6B).
Long Term Liabilities: VISA's short term assets ($31.0B) exceed its long term liabilities ($28.7B).
Debt to Equity History and Analysis
Debt Level: VISA's net debt to equity ratio (10%) is considered satisfactory.
Reducing Debt: VISA's debt to equity ratio has increased from 47.7% to 51.9% over the past 5 years.
Debt Coverage: VISA's debt is well covered by operating cash flow (98.1%).
Interest Coverage: VISA earns more interest than it pays, so coverage of interest payments is not a concern.