mPay Balance Sheet Health
Financial Health criteria checks 4/6
mPay has a total shareholder equity of PLN15.2M and total debt of PLN4.2M, which brings its debt-to-equity ratio to 27.4%. Its total assets and total liabilities are PLN39.3M and PLN24.1M respectively. mPay's EBIT is PLN1.2M making its interest coverage ratio 3.3. It has cash and short-term investments of PLN3.5M.
Key information
27.4%
Debt to equity ratio
zł4.18m
Debt
| Interest coverage ratio | 3.3x |
| Cash | zł3.51m |
| Equity | zł15.23m |
| Total liabilities | zł24.11m |
| Total assets | zł39.34m |
Financial Position Analysis
Short Term Liabilities: MPY's short term assets (PLN32.8M) exceed its short term liabilities (PLN19.6M).
Long Term Liabilities: MPY's short term assets (PLN32.8M) exceed its long term liabilities (PLN4.5M).
Debt to Equity History and Analysis
Debt Level: MPY's net debt to equity ratio (4.4%) is considered satisfactory.
Reducing Debt: MPY's debt to equity ratio has increased from 0% to 27.4% over the past 5 years.
Debt Coverage: MPY's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: MPY's interest payments on its debt are well covered by EBIT (3.3x coverage).
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/27 03:58 |
| End of Day Share Price | 2024/12/27 00:00 |
| Earnings | 2024/06/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
mPay S.A. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
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