Amica Balance Sheet Health
Financial Health criteria checks 6/6
Amica has a total shareholder equity of PLN1.0B and total debt of PLN221.6M, which brings its debt-to-equity ratio to 21.5%. Its total assets and total liabilities are PLN2.0B and PLN1.0B respectively. Amica's EBIT is PLN54.5M making its interest coverage ratio 4.4. It has cash and short-term investments of PLN106.3M.
Key information
21.5%
Debt to equity ratio
zł221.60m
Debt
| Interest coverage ratio | 4.4x |
| Cash | zł106.30m |
| Equity | zł1.03b |
| Total liabilities | zł1.01b |
| Total assets | zł2.04b |
Recent financial health updates
Is Amica (WSE:AMC) Using Too Much Debt?
Jan 24
We Think Amica (WSE:AMC) Can Manage Its Debt With Ease
Mar 19These 4 Measures Indicate That Amica (WSE:AMC) Is Using Debt Safely
Dec 10
Recent updates
Investors Continue Waiting On Sidelines For Amica S.A. (WSE:AMC)
Jan 25What Is Amica S.A.'s (WSE:AMC) Share Price Doing?
Dec 21Amica (WSE:AMC) Might Be Having Difficulty Using Its Capital Effectively
Nov 29Estimating The Intrinsic Value Of Amica S.A. (WSE:AMC)
Jun 24At zł92.00, Is It Time To Put Amica S.A. (WSE:AMC) On Your Watch List?
Feb 25Is Amica (WSE:AMC) Using Too Much Debt?
Jan 24At zł170, Is It Time To Put Amica S.A. (WSE:AMC) On Your Watch List?
May 22Returns On Capital At Amica (WSE:AMC) Have Hit The Brakes
Apr 18We Think Amica (WSE:AMC) Can Manage Its Debt With Ease
Mar 19Amica S.A.'s (WSE:AMC) Stock On An Uptrend: Could Fundamentals Be Driving The Momentum?
Mar 06At zł150, Is Amica S.A. (WSE:AMC) Worth Looking At Closely?
Feb 21The Attractive Combination That Could Earn Amica S.A. (WSE:AMC) A Place In Your Dividend Portfolio
Feb 08We Think Amica's (WSE:AMC) Statutory Profit Might Understate Its Earnings Potential
Jan 28What Kind Of Shareholders Hold The Majority In Amica S.A.'s (WSE:AMC) Shares?
Jan 16Amica (WSE:AMC) Share Prices Have Dropped 13% In The Last Five Years
Jan 03Is Amica (WSE:AMC) Likely To Turn Things Around?
Dec 21These 4 Measures Indicate That Amica (WSE:AMC) Is Using Debt Safely
Dec 10Should Weakness in Amica S.A.'s (WSE:AMC) Stock Be Seen As A Sign That Market Will Correct The Share Price Given Decent Financials?
Nov 30Should You Investigate Amica S.A. (WSE:AMC) At zł147?
Nov 19Financial Position Analysis
Short Term Liabilities: AMC's short term assets (PLN1.2B) exceed its short term liabilities (PLN873.3M).
Long Term Liabilities: AMC's short term assets (PLN1.2B) exceed its long term liabilities (PLN134.6M).
Debt to Equity History and Analysis
Debt Level: AMC's net debt to equity ratio (11.2%) is considered satisfactory.
Reducing Debt: AMC's debt to equity ratio has reduced from 43.6% to 21.5% over the past 5 years.
Debt Coverage: AMC's debt is well covered by operating cash flow (51.2%).
Interest Coverage: AMC's interest payments on its debt are well covered by EBIT (4.4x coverage).
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/31 20:37 |
| End of Day Share Price | 2025/01/31 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Amica S.A. is covered by 5 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Kamil Kliszcz | Biuro maklerskie mBanku |
| Marek Olewiecki | Dom Maklerski Banku BPS S.A. |
| Jakub Szkopek | Erste Group Bank AG |