ING Bank Slaski Balance Sheet Health

Financial Health criteria checks 4/6

ING Bank Slaski has total assets of PLN254.4B and total equity of PLN16.2B. Total deposits are PLN211.9B, and total loans are PLN162.6B.

Key information

15.7x

Asset to equity ratio

n/a

Net interest margin

Total deposits

zł211.93b

Loan to deposit ratio

Appropriate

Bad loans

3.9%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

zł29.64b

Recent financial health updates

No updates

Recent updates

With EPS Growth And More, ING Bank Slaski (WSE:ING) Makes An Interesting Case

Oct 02
With EPS Growth And More, ING Bank Slaski (WSE:ING) Makes An Interesting Case

Here's Why We Think ING Bank Slaski (WSE:ING) Is Well Worth Watching

Jun 29
Here's Why We Think ING Bank Slaski (WSE:ING) Is Well Worth Watching

We Discuss Whether ING Bank Slaski S.A.'s (WSE:ING) CEO Is Due For A Pay Rise

Apr 05
We Discuss Whether ING Bank Slaski S.A.'s (WSE:ING) CEO Is Due For A Pay Rise

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: ING's Assets to Equity ratio (15.7x) is moderate.

Allowance for Bad Loans: ING has a low allowance for bad loans (63%).

Low Risk Liabilities: 89% of ING's liabilities are made up of primarily low risk sources of funding.

Loan Level: ING has an appropriate level of Loans to Assets ratio (64%).

Low Risk Deposits: ING's Loans to Deposits ratio (77%) is appropriate.

Level of Bad Loans: ING has a high level of bad loans (3.9%).


Discover healthy companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/24 00:04
End of Day Share Price 2024/12/23 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

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Industry and Sector Metrics

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Analyst Sources

ING Bank Slaski S.A. is covered by 23 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Kamil KliszczBiuro maklerskie mBanku
Maciej SzczesnyBofA Global Research
Andrzej PowierzaCitigroup Inc