Universal Insurance Past Earnings Performance
Past criteria checks 0/6
Universal Insurance's earnings have been declining at an average annual rate of -45%, while the Insurance industry saw earnings growing at 23.1% annually. Revenues have been declining at an average rate of 4.1% per year.
Key information
-45.0%
Earnings growth rate
-45.2%
EPS growth rate
| Insurance Industry Growth | 18.8% |
| Revenue growth rate | -4.1% |
| Return on equity | -25.8% |
| Net Margin | -351.4% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Universal Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 48 | -167 | 86 | 0 |
| 30 Jun 24 | 40 | -171 | 91 | 0 |
| 31 Mar 24 | 64 | -167 | 94 | 0 |
| 31 Dec 23 | 70 | -155 | 97 | 0 |
| 30 Sep 23 | 90 | -51 | 163 | 0 |
| 30 Jun 23 | 87 | -90 | 164 | 0 |
| 31 Mar 23 | 91 | -90 | 165 | 0 |
| 31 Dec 22 | 92 | -111 | 162 | 0 |
| 30 Sep 22 | 90 | -23 | 95 | 0 |
| 30 Jun 22 | 88 | 5 | 91 | 0 |
| 31 Mar 22 | 87 | 6 | 88 | 0 |
| 31 Dec 21 | 91 | 40 | 90 | 0 |
| 30 Sep 21 | 92 | 12 | 89 | 0 |
| 30 Jun 21 | 111 | -23 | 90 | 0 |
| 31 Mar 21 | 126 | -10 | 92 | 0 |
| 31 Dec 20 | 80 | -88 | 87 | 0 |
| 30 Sep 20 | 120 | -57 | 83 | 0 |
| 30 Jun 20 | 87 | -27 | 76 | 0 |
| 31 Mar 20 | 54 | -54 | 75 | 0 |
| 31 Dec 19 | 86 | 2 | 72 | 0 |
| 30 Sep 19 | 31 | -9 | 69 | 0 |
| 30 Jun 19 | 29 | -7 | 71 | 0 |
| 31 Mar 19 | 20 | 12 | 69 | 0 |
| 31 Dec 18 | 23 | 16 | 69 | 0 |
| 30 Sep 18 | 15 | 23 | 67 | 0 |
| 30 Jun 18 | 7 | 20 | 69 | 0 |
| 31 Mar 18 | 26 | 37 | 70 | 0 |
| 31 Dec 17 | 22 | 41 | 68 | 0 |
| 30 Sep 17 | 52 | 44 | 67 | 0 |
| 30 Jun 17 | 65 | 65 | 60 | 0 |
| 31 Mar 17 | 70 | 67 | 59 | 0 |
| 31 Dec 16 | 76 | 69 | 63 | 0 |
| 30 Sep 16 | 57 | 64 | 63 | 0 |
| 30 Jun 16 | 55 | 76 | 55 | 0 |
| 31 Mar 16 | 40 | 94 | 33 | 0 |
| 31 Dec 15 | 39 | 130 | 26 | 0 |
| 30 Sep 15 | 34 | 74 | 38 | 0 |
| 30 Jun 15 | 49 | 54 | 51 | 0 |
| 31 Mar 15 | 48 | -9 | 94 | 0 |
| 31 Dec 14 | 52 | -46 | 103 | 0 |
| 30 Sep 14 | 62 | -42 | 106 | 0 |
| 30 Jun 14 | 60 | -64 | 116 | 0 |
| 31 Mar 14 | 91 | -65 | 122 | 0 |
| 31 Dec 13 | 113 | -89 | 140 | 0 |
Quality Earnings: UVIC is currently unprofitable.
Growing Profit Margin: UVIC is currently unprofitable.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: UVIC is unprofitable, and losses have increased over the past 5 years at a rate of 45% per year.
Accelerating Growth: Unable to compare UVIC's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: UVIC is unprofitable, making it difficult to compare its past year earnings growth to the Insurance industry (52.3%).
Return on Equity
High ROE: UVIC has a negative Return on Equity (-25.76%), as it is currently unprofitable.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/26 19:26 |
| End of Day Share Price | 2024/12/26 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
The Universal Insurance Company Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|