Samba Bank Past Earnings Performance

Past criteria checks 4/6

Samba Bank's earnings have been declining at an average annual rate of -1.6%, while the Banks industry saw earnings growing at 25% annually. Revenues have been growing at an average rate of 11.4% per year. Samba Bank's return on equity is 5.4%, and it has net margins of 13.3%.

Key information

-1.6%

Earnings growth rate

-1.7%

EPS growth rate

Banks Industry Growth20.1%
Revenue growth rate11.4%
Return on equity5.4%
Net Margin13.3%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Samba Bank makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

KASE:SBL Revenue, expenses and earnings (PKR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 247,0849421540
30 Jun 247,4871,1921550
31 Mar 247,4571,3141370
31 Dec 237,0191,2351090
30 Sep 234,8332631060
30 Jun 234,008-611450
31 Mar 233,380-3921380
31 Dec 223,131-4281290
30 Sep 225,0186801280
30 Jun 225,4011,007950
31 Mar 225,8041,3691040
31 Dec 214,703789990
30 Sep 214,258567570
30 Jun 213,866428390
31 Mar 213,808425730
31 Dec 204,6881,012810
30 Sep 204,7031,090950
30 Jun 204,5991,0321050
31 Mar 204,052765700
31 Dec 193,863686650
30 Sep 193,622652650
30 Jun 193,429602530
31 Mar 193,108465340
31 Dec 183,414683460
30 Sep 183,556925-1,4320
30 Jun 183,529947-9010
31 Mar 183,501983-4510
31 Dec 172,975739290
30 Sep 172,6544371,7100
30 Jun 172,4023881,5340
31 Mar 172,6805131,6650
31 Dec 162,9205451,8450
30 Sep 163,0176141,7700
30 Jun 163,3316212,0120
31 Mar 163,2205132,0190
31 Dec 152,9264311,8300
30 Sep 152,8963122,0650
30 Jun 152,6312991,8750
31 Mar 152,3202671,6510
31 Dec 142,1292261,5610
30 Sep 141,9662431,5270
30 Jun 141,8191721,5030
31 Mar 141,7221131,5220

Quality Earnings: SBL has high quality earnings.

Growing Profit Margin: SBL's current net profit margins (13.3%) are higher than last year (5.4%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: SBL's earnings have declined by 1.6% per year over the past 5 years.

Accelerating Growth: SBL's earnings growth over the past year (258.1%) exceeds its 5-year average (-1.6% per year).

Earnings vs Industry: SBL earnings growth over the past year (258.1%) exceeded the Banks industry 30.1%.


Return on Equity

High ROE: SBL's Return on Equity (5.4%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/10 21:28
End of Day Share Price 2025/01/10 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

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Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Samba Bank Limited is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jaap MeijerArqaam Capital Research Offshore S.A.L.