Samba Bank Balance Sheet Health
Financial Health criteria checks 5/6
Samba Bank has total assets of PKR178.5B and total equity of PKR17.4B. Total deposits are PKR104.5B, and total loans are PKR63.6B.
Key information
10.3x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | PK₨104.51b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 12.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | PK₨6.71b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SBL's Assets to Equity ratio (10.3x) is moderate.
Allowance for Bad Loans: SBL has a sufficient allowance for bad loans (101%).
Low Risk Liabilities: 65% of SBL's liabilities are made up of primarily low risk sources of funding.
Loan Level: SBL has an appropriate level of Loans to Assets ratio (36%).
Low Risk Deposits: SBL's Loans to Deposits ratio (61%) is appropriate.
Level of Bad Loans: SBL has a high level of bad loans (12.3%).