Bank AL Habib Management

Management criteria checks 2/4

We currently do not have sufficient information about the CEO.

Key information

Mansoor Khan

Chief executive officer

n/a

Total compensation

CEO salary percentage	n/a
CEO tenure	8.2yrs
CEO ownership	n/a
Management average tenure	7.1yrs
Board average tenure	9.3yrs

Recent management updates

Recent updates

CEO

Mansoor Khan

8.2yrs

Tenure

Mr. Mansoor Ali Khan has been the Chief Executive Officer of Bank AL Habib Limited since November 1, 2016 and serves as its Director.

Leadership Team

Name	Position	Tenure	Compensation	Ownership
Mansoor Khan	CEO & Director	8.2yrs	no data	no data
Ashar Husain	Chief Financial Officer	no data	no data	no data
Shahzad Hussain	General Manager of Overseas Operations	no data	no data	no data
Syed Wasti	Chief Information Officer	no data	no data	no data
Ali Jaffri	General Manager of Administration Division	6yrs	no data	no data
Qaiser Mahmood	Chief Compliance Officer	6yrs	no data	no data
Mehboob Ali	General Manager of Human Resource Division	6yrs	no data	no data
Qumail Habib	Executive Director	33.3yrs	PK₨4.58m	1.58% PKR 2.4b
Aun Ali	Group Head	10.8yrs	no data	no data
Arif Khan	Head of Internal Audit	no data	no data	no data
Ali Habib	Regional Head & GM	no data	no data	no data
Ehtesham Ali	Group Head	no data	no data	no data

7.1yrs

Average Tenure

Experienced Management: BAHL's management team is seasoned and experienced (7.1 years average tenure).

Board Members

Name	Position	Tenure	Compensation	Ownership
Mansoor Khan	CEO & Director	no data	no data	no data
Qumail Habib	Executive Director	33.3yrs	PK₨4.58m	1.58% PKR 2.4b
Murtaza Habib	Non-Executive Director	26.2yrs	PK₨3.00m	1.23% PKR 1.9b
Arshad Nasar	Independent Director	8.8yrs	PK₨7.00m	0.000040% PKR 60.2k
Anwar Karim	Non-Executive Director	33.3yrs	PK₨4.00m	0.57% PKR 860.3m
Abbas Habib	Non-Executive Chairman of the Board	33.3yrs	PK₨11.52m	4.25% PKR 6.4b
Syed Abbas	Non-Executive Director	24.3yrs	PK₨5.00m	0.0017% PKR 2.5m
Adnan Afridi	Non-Executive Director	5.8yrs	PK₨2.00m	no data
Humayun Bashir	Director	less than a year	no data	no data
Mufti Muhammad Hamdullah	Chairman of Shariah Board	9.3yrs	no data	no data
Farhana Khan	Non-Executive Director	5.8yrs	PK₨5.75m	0.0023% PKR 3.4m
Mohammad Mehkari	Independent Director	2.6yrs	PK₨5.00m	0.000090% PKR 135.5k

9.3yrs

Average Tenure

Experienced Board: BAHL's board of directors are considered experienced (9.3 years average tenure).

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/01/03 14:20
End of Day Share Price	2025/01/03 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Bank AL Habib Limited is covered by 15 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Hamza Kamal	AKD Research
Syeda Khadija Tul Qubra	Akseer Research (Pvt.) Limited
null null	Akseer Research (Pvt.) Limited

Bank AL Habib Management

Management criteria checks 2/4

Key information

Recent management updates

Less than half of directors are independent

Less than half of directors are independent

Recent updates

Investor sentiment improves as stock rises 18%

Third quarter 2024 earnings released: EPS: PK₨11.43 (vs PK₨10.24 in 3Q 2023)

Second quarter dividend of PK₨3.50 announced

Consensus EPS estimates increase by 11%

Now 21% overvalued

Second quarter 2024 earnings: EPS exceeds analyst expectations while revenues lag behind

Now 20% overvalued

Upcoming dividend of PK₨3.50 per share

Bank AL Habib Limited to Report First Half, 2024 Results on Aug 07, 2024

Price target increased by 15% to PK₨122

First quarter 2024 earnings released: EPS: PK₨9.21 (vs PK₨9.56 in 1Q 2023)

Price target increased by 7.1% to PK₨112

Upcoming dividend of PK₨5.00 per share at 21% yield

Price target increased by 10% to PK₨90.68

Investor sentiment improves as stock rises 17%

New minor risk - Share price stability

Investor sentiment improves as stock rises 21%

Upcoming dividend of PK₨4.50 per share at 13% yield

First quarter 2023 earnings released: EPS: PK₨9.56 (vs PK₨4.45 in 1Q 2022)

Consensus revenue estimates decrease by 12%, EPS upgraded

Price target decreased by 9.1% to PK₨79.20

Investor sentiment deteriorates as stock falls 17%

Full year 2022 earnings: EPS misses analyst expectations

Upcoming dividend of PK₨7.00 per share at 13% yield

Consensus EPS estimates fall by 11%, revenue upgraded

Price target decreased to PK₨87.33

Less than half of directors are independent

Price target decreased to PK₨88.75

Price target decreased to PK₨98.67

Now 20% undervalued after recent price drop

Consensus forecasts updated

Less than half of directors are independent

Upcoming dividend of PK₨7.00 per share

Third quarter 2021 earnings released: EPS PK₨4.43 (vs PK₨5.39 in 3Q 2020)

Price target increased to PK₨106

Consensus forecasts updated

Second quarter 2021 earnings released: EPS PK₨4.05 (vs PK₨3.96 in 2Q 2020)

First quarter 2021 earnings released: EPS PK₨4.17 (vs PK₨2.56 in 1Q 2020)

Consensus EPS estimates increase to PK₨15.10

Price target increased to PK₨95.77

New 90-day low: PK₨65.02

Full year 2020 earnings released: EPS PK₨16.15 (vs PK₨10.07 in FY 2019)

Revenue and earnings beat expectations

Full year 2020 earnings released: EPS PK₨16.15 (vs PK₨10.07 in FY 2019)

Revenue and earnings beat expectations

Price target raised to PK₨88.25

New 90-day high: PK₨73.95

New 90-day high: PK₨72.50

Third quarter 2020 earnings released: EPS PK₨5.39

Revenue and earnings beat expectations

Third quarter earnings released

Third-quarter earnings released: Earnings beat expectations

New 90-day high: PK₨67.35

New 90-day high: PK₨65.83

First half earnings released

New 90-day high - PK₨65.73

First half earnings released

Bank AL Habib Limited to Report First Half, 2020 Results on Aug 17, 2020

New 90-day high - PK₨60.50

CEO

Tenure

Leadership Team

Average Tenure

Board Members

Average Tenure

Company Analysis and Financial Data Status

Data Sources

Analysis Model and Snowflake

Industry and Sector Metrics

Analyst Sources