Bank AL Habib Balance Sheet Health
Financial Health criteria checks 4/6
Bank AL Habib has total assets of PKR2,742.2B and total equity of PKR127.7B. Total deposits are PKR1,933.7B, and total loans are PKR868.9B.
Key information
21.5x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | PK₨1.93t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.8% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | PK₨52.69b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BAHL's Assets to Equity ratio (21.5x) is very high.
Allowance for Bad Loans: BAHL has a sufficient allowance for bad loans (106%).
Low Risk Liabilities: 74% of BAHL's liabilities are made up of primarily low risk sources of funding.
Loan Level: BAHL has an appropriate level of Loans to Assets ratio (32%).
Low Risk Deposits: BAHL's Loans to Deposits ratio (45%) is appropriate.
Level of Bad Loans: BAHL has a high level of bad loans (2.8%).