Bank AL Habib Balance Sheet Health
Financial Health criteria checks 5/6
Bank AL Habib has total assets of PKR3,053.2B and total equity of PKR153.4B. Total deposits are PKR2,221.0B, and total loans are PKR767.6B.
Key information
19.9x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | PK₨2.22t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 4.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | PK₨64.85b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BAHL's Assets to Equity ratio (19.9x) is moderate.
Allowance for Bad Loans: BAHL has a sufficient allowance for bad loans (132%).
Low Risk Liabilities: 77% of BAHL's liabilities are made up of primarily low risk sources of funding.
Loan Level: BAHL has an appropriate level of Loans to Assets ratio (25%).
Low Risk Deposits: BAHL's Loans to Deposits ratio (35%) is appropriate.
Level of Bad Loans: BAHL has a high level of bad loans (4.3%).