COL Financial Group, Inc.

PSE:COL Stock Report

Market Cap: ₱10.7b

COL Financial Group Past Earnings Performance

Past criteria checks 1/6

COL Financial Group's earnings have been declining at an average annual rate of -5.2%, while the Capital Markets industry saw earnings growing at 5.7% annually. Revenues have been declining at an average rate of 1.8% per year. COL Financial Group's return on equity is 19.1%, and it has net margins of 38.3%.

Key information

-5.2%

Earnings growth rate

-5.3%

EPS growth rate

Capital Markets Industry Growth21.0%
Revenue growth rate-1.8%
Return on equity19.1%
Net Margin38.3%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How COL Financial Group makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

PSE:COL Revenue, expenses and earnings (PHP Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 241,1474392170
30 Jun 241,0874002080
31 Mar 241,0563852030
31 Dec 231,0864272010
30 Sep 231,0604401990
30 Jun 231,0023811940
31 Mar 239183121890
31 Dec 228312441820
30 Sep 228612082310
30 Jun 228992432540
31 Mar 229583082380
31 Dec 211,3195832370
30 Sep 211,4457132170
30 Jun 211,4277022120
31 Mar 211,4657102050
31 Dec 201,0784242030
30 Sep 208862951470
30 Jun 209563471600
31 Mar 209653591690
31 Dec 191,0974591730
30 Sep 191,1955222120
30 Jun 191,1665052050
31 Mar 191,1384852030
31 Dec 181,1775131950
30 Sep 181,1214901820
30 Jun 181,1134861720
31 Mar 181,1104861610
31 Dec 179683791610
30 Sep 178813511430
30 Jun 178893601410
31 Mar 178733581380
31 Dec 168313281340
30 Sep 168083331180
30 Jun 167292561150
31 Mar 166872261160
31 Dec 157362631150
30 Sep 157822591180
30 Jun 157892991160
31 Mar 157973111110
31 Dec 147212621080
30 Sep 146592561050
30 Jun 146342351020
31 Mar 146602521000
31 Dec 137513041000

Quality Earnings: COL has high quality earnings.

Growing Profit Margin: COL's current net profit margins (38.3%) are lower than last year (41.6%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: COL's earnings have declined by 5.2% per year over the past 5 years.

Accelerating Growth: COL's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: COL had negative earnings growth (-0.3%) over the past year, making it difficult to compare to the Capital Markets industry average (21.8%).


Return on Equity

High ROE: COL's Return on Equity (19.1%) is considered low.


Return on Assets


Return on Capital Employed


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