COL Financial Group (PSE:COL) - Stock Price, News & Analysis

COL Stock Overview

COL Financial Group, Inc., together with its subsidiaries, provides online financial services in the Philippines and Hong Kong.

About the company

COL fundamental analysis
Snowflake Score
Valuation	1/6
Future Growth	0/6
Past Performance	4/6
Financial Health	6/6
Dividends	1/6

Rewards

Price-To-Earnings ratio (26.3x) is below the Capital Markets industry average (63.8x)

Earnings grew by 74.8% over the past year

Risk Analysis

Earnings have declined by 6.9% per year over past 5 years

Significant insider selling over the past 3 months

COL Financial Group, Inc. Competitors

Philippine Stock Exchange

PSE:PSE

₱16.2b

Bright Kindle Resources & Investments

PSE:BKR

₱2.1b

Vantage Equities

PSE:V

₱3.3b

Hong Leong Capital Berhad

KLSE:HLCAP

RM973.8m

Price History & Performance

Summary of all time highs, changes and price drops for COL Financial Group
Historical stock prices
Current Share Price	₱2.36
52 Week High	₱3.10
52 Week Low	₱2.10
Beta	0.35
1 Month Change	-2.88%
3 Month Change	-5.60%
1 Year Change	-22.11%
3 Year Change	-39.95%
5 Year Change	24.87%
Change since IPO	1,304.76%

Recent updates

Shareholder Returns

	COL	PH Capital Markets	PH Market
7D	2.2%	2.5%	-0.8%
1Y	-22.1%	-5.3%	-0.4%

Return vs Industry: COL underperformed the PH Capital Markets industry which returned -5.3% over the past year.

Return vs Market: COL underperformed the PH Market which returned -0.4% over the past year.

Price Volatility

Is COL's price volatile compared to industry and market?
COL volatility
COL Average Weekly Movement	5.3%
Capital Markets Industry Average Movement	6.0%
Market Average Movement	5.3%
10% most volatile stocks in PH Market	12.1%
10% least volatile stocks in PH Market	2.7%

Stable Share Price: COL has not had significant price volatility in the past 3 months.

Volatility Over Time: COL's weekly volatility (5%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1999	n/a	Dino Bate	www.colfinancial.com

COL Financial Group, Inc., together with its subsidiaries, provides online financial services in the Philippines and Hong Kong. Its online trading platform, colfinancial.com, provides real-time market information and execution, investing tools and functionalities, and stock market research and analysis. The company offers margin accounts; research, which offers fundamental and technical analysis reports; and COL easy investment program.

COL Financial Group, Inc. Fundamentals Summary

How do COL Financial Group's earnings and revenue compare to its market cap?
COL fundamental statistics
Market cap	₱11.38b
Earnings (TTM)	₱426.58m
Revenue (TTM)	₱1.09b

26.3x

P/E Ratio

10.3x

P/S Ratio

Is COL overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
COL income statement (TTM)
Revenue	₱1.09b
Cost of Revenue	₱265.21m
Gross Profit	₱820.34m
Other Expenses	₱393.76m
Earnings	₱426.58m

Last Reported Earnings

Dec 31, 2023

Next Earnings Date

n/a

Earnings per share (EPS)	0.09
Gross Margin	75.57%
Net Profit Margin	39.30%
Debt/Equity Ratio	0%

How did COL perform over the long term?

See historical performance and comparison

Dividends

1.8%

Current Dividend Yield

12%

Payout Ratio

Does COL pay a reliable dividends?

See COL dividend history and benchmarks

When do you need to buy COL by to receive an upcoming dividend?
COL Financial Group dividend dates
Ex Dividend Date	May 16 2024
Dividend Pay Date	Jun 05 2024
Days until Ex dividend	8 days
Days until Dividend pay date	28 days

Does COL pay a reliable dividends?

See COL dividend history and benchmarks

COL Stock Overview

Rewards

Risk Analysis

COL Financial Group, Inc. Competitors

PSE:PSE

₱16.2b

PSE:BKR

₱2.1b

PSE:V

₱3.3b

KLSE:HLCAP

RM973.8m

Price History & Performance

Recent News & Updates

Dividend increased to ₱0.065

COL Financial Group, Inc. Approves Special Cash Dividend, Payable on June 5, 2024

New minor risk - Insider selling

Insider recently sold ₱24m worth of stock

Full year 2023 earnings released: EPS: ₱0.09 (vs ₱0.051 in FY 2022)

Chairman & Founder recently bought ₱587k worth of stock

Recent updates

Dividend increased to ₱0.065

COL Financial Group, Inc. Approves Special Cash Dividend, Payable on June 5, 2024

New minor risk - Insider selling

Insider recently sold ₱24m worth of stock

Full year 2023 earnings released: EPS: ₱0.09 (vs ₱0.051 in FY 2022)

Chairman & Founder recently bought ₱587k worth of stock

Vice-Chairman recently bought ₱504k worth of stock

COL Financial Group, Inc., Annual General Meeting, Apr 26, 2024

Vice-Chairman recently bought ₱360k worth of stock

Vice-Chairman recently bought ₱230k worth of stock

Vice-Chairman recently bought ₱90k worth of stock

Third quarter 2023 earnings released: EPS: ₱0.03 (vs ₱0.015 in 3Q 2022)

Chairman & Founder recently bought ₱171k worth of stock

Chairman & Founder recently bought ₱818k worth of stock

COL Financial Group, Inc. announced that it expects to receive funding from Daiwa Securities Group Inc.

Chairman & Founder recently bought ₱114k worth of stock

Second quarter 2023 earnings released: EPS: ₱0.02 (vs ₱0.01 in 2Q 2022)

Chairman & Founder recently bought ₱256k worth of stock

Chairman & Founder recently bought ₱177k worth of stock

Insider recently sold ₱1.5m worth of stock

Chairman & Founder recently bought ₱487k worth of stock

First quarter 2023 earnings released

Upcoming dividend of ₱0.042 per share at 2.9% yield

Full year 2022 earnings released: EPS: ₱0.05 (vs ₱0.12 in FY 2021)

Chairman & Founder recently bought ₱109k worth of stock

Chairman & Founder recently bought ₱101k worth of stock

Chairman & Founder recently bought ₱544k worth of stock

Insider recently sold ₱666k worth of stock

Investor sentiment improved over the past week

Third quarter 2022 earnings released: EPS: ₱0.01 (vs ₱0.02 in 3Q 2021)

Less than half of directors are independent

Vice-Chairman recently bought ₱79k worth of stock

Insider recently sold ₱64k worth of stock

Second quarter 2022 earnings released: EPS: ₱0.01 (vs ₱0.02 in 2Q 2021)

COL Financial Group, Inc. Announces Board Changes

First quarter 2022 earnings released: EPS: ₱0.02 (vs ₱0.077 in 1Q 2021)

Upcoming dividend of ₱0.085 per share

COL Financial Group, Inc. Announces Special Cash Dividend for the Year Ended 31 December 2021, Payable on 2 June 2022

Less than half of directors are independent

COL Financial Group, Inc., Annual General Meeting, Apr 27, 2022

Third quarter 2021 earnings released: EPS ₱0.02 (vs ₱0.019 in 3Q 2020)

Director recently sold ₱1.3b worth of stock

Director recently bought ₱430k worth of stock

Director Hokushin Kido has left the company

Second quarter 2021 earnings released: EPS ₱0.02 (vs ₱0.026 in 2Q 2020)

Vice-Chairman recently sold ₱133k worth of stock

Vice-Chairman recently bought ₱66k worth of stock

Chairman & Founder recently bought ₱1.4m worth of stock

Chairman & Founder recently bought ₱1.8m worth of stock

First quarter 2021 earnings released: EPS ₱0.08 (vs ₱0.017 in 1Q 2020)

COL Financial Group, Inc. Approves Special Dividend for the Year Ended December 31, 2020, Payable on June 9, 2021

Full year 2020 earnings released: EPS ₱0.089 (vs ₱0.096 in FY 2019)

COL Financial Group, Inc. Announces Management changes

COL Financial Group, Inc., Annual General Meeting, May 21, 2021

Vice-Chairman recently sold ₱111k worth of stock

Insider recently sold ₱1.0m worth of stock

Director recently bought ₱1.7m worth of stock

Vice-Chairman recently sold ₱93k worth of stock

Vice-Chairman recently bought ₱489k worth of stock