Philippine Business Bank, Inc.

PSE:PBB Stock Report

Market Cap: ₱7.4b

Philippine Business Bank Past Earnings Performance

Past criteria checks 5/6

Philippine Business Bank has been growing earnings at an average annual rate of 16.2%, while the Banks industry saw earnings growing at 17.4% annually. Revenues have been growing at an average rate of 8.9% per year. Philippine Business Bank's return on equity is 12.6%, and it has net margins of 33.6%.

Key information

16.2%

Earnings growth rate

10.4%

EPS growth rate

Banks Industry Growth13.5%
Revenue growth rate8.9%
Return on equity12.6%
Net Margin33.6%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Philippine Business Bank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

PSE:PBB Revenue, expenses and earnings (PHP Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 247,2652,4382,7750
30 Jun 246,6272,3162,6950
31 Mar 246,4441,8072,6440
31 Dec 236,3491,7842,5740
30 Sep 236,2461,4912,4710
30 Jun 236,2021,5212,4020
31 Mar 235,9701,3722,3360
31 Dec 225,6561,1932,2720
30 Sep 225,6401,1722,2740
30 Jun 225,6131,1462,2840
31 Mar 225,5691,3182,2820
31 Dec 215,3151,1682,1900
30 Sep 213,8294472,0960
30 Jun 214,0906682,0420
31 Mar 214,1177051,9960
31 Dec 204,4619392,0680
30 Sep 205,3481,3302,1300
30 Jun 205,2331,2742,1220
31 Mar 205,0621,2022,0890
31 Dec 194,6771,0581,9840
30 Sep 194,5911,2721,9040
30 Jun 194,2231,0891,8060
31 Mar 193,9919281,7360
31 Dec 183,8408581,7150
30 Sep 183,6818101,6500
30 Jun 183,3886481,7410
31 Mar 183,2996621,6370
31 Dec 173,1666401,5290
30 Sep 172,9123601,7030
30 Jun 173,0765901,4780
31 Mar 172,9675871,4270
31 Dec 162,8875891,3890
30 Sep 162,8407001,3070
30 Jun 162,6235421,2520
31 Mar 162,5695231,2230
31 Dec 152,4865021,1950
30 Sep 152,4764641,1480
30 Jun 152,5035161,0980
31 Mar 152,4465021,0810
31 Dec 142,3524741,0520
30 Sep 142,2494829700
30 Jun 142,0994689530
31 Mar 142,0265249090

Quality Earnings: PBB has high quality earnings.

Growing Profit Margin: PBB's current net profit margins (33.6%) are higher than last year (23.9%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: PBB's earnings have grown by 16.2% per year over the past 5 years.

Accelerating Growth: PBB's earnings growth over the past year (63.6%) exceeds its 5-year average (16.2% per year).

Earnings vs Industry: PBB earnings growth over the past year (63.6%) exceeded the Banks industry 17.4%.

Return on Equity

High ROE: PBB's Return on Equity (12.6%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/15 08:46
End of Day Share Price 2025/02/14 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Philippine Business Bank, Inc. is covered by 4 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Edser TrinidadCGS International
Scott RussellMacquarie Research
Gilbert LopezMacquarie Research