Philippine Business Bank Balance Sheet Health
Financial Health criteria checks 4/6
Philippine Business Bank has total assets of ₱161.3B and total equity of ₱19.7B. Total deposits are ₱131.9B, and total loans are ₱118.9B earning a Net Interest Margin of 4.6%. It has insufficient allowance for bad loans, which are currently at 6.8% of total loans. Cash and short-term investments are ₱18.2B.
Key information
8.2x
Asset to equity ratio
4.6%
Net interest margin
| Total deposits | ₱131.92b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 6.8% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | ₱18.23b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PBB's Assets to Equity ratio (8.2x) is low.
Allowance for Bad Loans: PBB has a low allowance for bad loans (70%).
Low Risk Liabilities: 93% of PBB's liabilities are made up of primarily low risk sources of funding.
Loan Level: PBB has an appropriate level of Loans to Assets ratio (74%).
Low Risk Deposits: PBB's Loans to Deposits ratio (90%) is appropriate.
Level of Bad Loans: PBB has a high level of bad loans (6.8%).