RIMAC Seguros y Reaseguros S.A. engages in the insurance business in Peru. More Details
Adequate balance sheet and fair value.
Share Price & News
How has RIMAC Seguros y Reaseguros's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: RIMSEGC1 has not had significant price volatility in the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: RIMSEGC1 underperformed the PE Insurance industry which returned -9.2% over the past year.
Return vs Market: RIMSEGC1 exceeded the PE Market which returned -14.8% over the past year.
Price Volatility Vs. Market
How volatile is RIMAC Seguros y Reaseguros's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is RIMAC Seguros y Reaseguros undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: RIMSEGC1 (PEN1) is trading above our estimate of fair value (PEN0.52)
Significantly Below Fair Value: RIMSEGC1 is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: RIMSEGC1 is good value based on its PE Ratio (5.1x) compared to the PE Insurance industry average (6.7x).
PE vs Market: RIMSEGC1 is good value based on its PE Ratio (5.1x) compared to the PE market (11.5x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate RIMSEGC1's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: RIMSEGC1 is good value based on its PB Ratio (0.7x) compared to the PE Insurance industry average (1.3x).
How is RIMAC Seguros y Reaseguros forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Insurance industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as RIMAC Seguros y Reaseguros has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
- Examine whether RIMAC Seguros y Reaseguros is trading at an attractive price based on how much it is expected to earn in the future, and relative to its industry peers and the wider market.
- Explore growth companies in the Insurance industry.
How has RIMAC Seguros y Reaseguros performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: RIMSEGC1 has high quality earnings.
Growing Profit Margin: RIMSEGC1's current net profit margins (6.2%) are lower than last year (8.4%).
Past Earnings Growth Analysis
Earnings Trend: RIMSEGC1's earnings have grown by 8.8% per year over the past 5 years.
Accelerating Growth: RIMSEGC1's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: RIMSEGC1 had negative earnings growth (-20.5%) over the past year, making it difficult to compare to the Insurance industry average (-4%).
Return on Equity
High ROE: RIMSEGC1's Return on Equity (12.1%) is considered low.
How is RIMAC Seguros y Reaseguros's financial position?
Financial Position Analysis
Short Term Liabilities: RIMSEGC1's short term assets (PEN6.4B) exceed its short term liabilities (PEN5.2B).
Long Term Liabilities: RIMSEGC1's short term assets (PEN6.4B) do not cover its long term liabilities (PEN9.4B).
Debt to Equity History and Analysis
Debt Level: RIMSEGC1's debt to equity ratio (5.5%) is considered satisfactory.
Reducing Debt: RIMSEGC1's debt to equity ratio has increased from 3.5% to 5.5% over the past 5 years.
Debt Coverage: RIMSEGC1's debt is well covered by operating cash flow (1176.9%).
Interest Coverage: RIMSEGC1's interest payments on its debt are well covered by EBIT (37.3x coverage).
What is RIMAC Seguros y Reaseguros's current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate RIMSEGC1's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate RIMSEGC1's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if RIMSEGC1's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if RIMSEGC1's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of RIMSEGC1's dividend in 3 years as they are not forecast to pay a notable one for the PE market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
RIMAC Seguros y Reaseguros has no CEO, or we have no data on them.
|Executive Vice-President of Planning||no data||no data||no data|
|Executive Vice President of Investment & Pensions Division||5.83yrs||no data||no data|
|Executive Vice-President of Legal and Regulation Division||7.67yrs||no data||no data|
|Compliance Officer||no data||no data||no data|
|Vice President of Human Development Management||no data||no data||no data|
|Executive Vice President of Indirect Channels & Provinces||5.83yrs||no data||no data|
Experienced Management: RIMSEGC1's management team is seasoned and experienced (5.8 years average tenure).
|Director||15.75yrs||no data||no data|
|Director||8.75yrs||no data||no data|
|Vice President of Board of Directors||7.42yrs||no data||no data|
|Chairman||7.42yrs||no data||no data|
|Director||25.75yrs||no data||no data|
|Director||23.75yrs||no data||no data|
|Director||27.75yrs||no data||no data|
|Director||no data||no data||no data|
|Director||41.75yrs||no data||no data|
|Director||no data||no data||no data|
Experienced Board: RIMSEGC1's board of directors are seasoned and experienced ( 19.8 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 8.4%.
RIMAC Seguros y Reaseguros S.A.'s company bio, employee growth, exchange listings and data sources
- Name: RIMAC Seguros y Reaseguros S.A.
- Ticker: RIMSEGC1
- Exchange: BVL
- Founded: 1896
- Industry: Multi-line Insurance
- Sector: Insurance
- Market Cap: S/1.472b
- Shares outstanding: 1.47b
- Website: https://www.rimac.com
- RIMAC Seguros y Reaseguros S.A.
- The Begonias No. 475
- Floor 3
- San Isidro
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|RIMSEGC1||BVL (Bolsa de Valores de Lima)||Yes||Common Shares||PE||PEN||Dec 1993|
RIMAC Seguros y Reaseguros S.A. engages in the insurance business in Peru. The company offers health, oncological, EPS, accident, vehicle, SOAT, hogar, life, retirement, saving, guaranteed income, travel, ...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/10/21 18:13|
|End of Day Share Price||2020/10/20 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.