Inversiones La Construcción (ILCUS) Stock Overview

Operates in the financial and health sectors in Chile, Peru, and Colombia. More details

ILCUS fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	0/6
Past Performance	5/6
Financial Health	1/6
Dividends	3/6

Rewards

Price-To-Earnings ratio (6.5x) is below the PE market (8.7x)

Earnings grew by 156.3% over the past year

Risk Analysis

Debt is not well covered by operating cash flow

Shares are highly illiquid

ILCUS Community Fair Values

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Inversiones La Construcción S.A. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Inversiones La Construcción
Historical stock prices
Current Share Price	CL$22.90
52 Week High	CL$0
52 Week Low	CL$0
Beta	0.66
1 Month Change	n/a
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	-3.50%

Recent updates

Shareholder Returns

	ILCUS	PE Diversified Financial	PE Market
7D	-0.8%	1.2%	-0.3%
1Y	n/a	19.8%	45.5%

Return vs Industry: Insufficient data to determine how ILCUS performed against the PE Diversified Financial industry.

Return vs Market: Insufficient data to determine how ILCUS performed against the PE Market.

Price Volatility

Is ILCUS's price volatile compared to industry and market?
ILCUS volatility
ILCUS Average Weekly Movement	n/a
Diversified Financial Industry Average Movement	5.0%
Market Average Movement	4.6%
10% most volatile stocks in PE Market	9.9%
10% least volatile stocks in PE Market	1.7%

Stable Share Price: ILCUS's share price has been volatile over the past 3 months compared to the PE market.

Volatility Over Time: Insufficient data to determine ILCUS's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1980	n/a	Pablo Gonzalez Figari	www.ilcinversiones.cl

Inversiones La Construcción S.A. operates in the financial and health sectors in Chile, Peru, and Colombia. It operates through six segments: AFP, Ispare, Insurance, Health, Banking, and Other segments. The company is involved in the management of products related to savings and retirement, including mandatory individual retirement savings; individual and group voluntary retirement savings; voluntary individual savings; management and payment of pensions under scheduled or temporary withdrawal programs through a network of branches and digital platforms, such as websites, call centers, and mobile applications; and provision of health insurance solutions, plans, and supplementary products and collective credit life insurance for mortgages, as well as educational and information technology services.

Inversiones La Construcción S.A. Fundamentals Summary

How do Inversiones La Construcción's earnings and revenue compare to its market cap?
ILCUS fundamental statistics
Market cap	US$2.28b
Earnings (TTM)	US$351.75m
Revenue (TTM)	US$4.44b

6.5x

P/E Ratio

0.5x

P/S Ratio

Is ILCUS overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
ILCUS income statement (TTM)
Revenue	CL$4.16t
Cost of Revenue	CL$3.22t
Gross Profit	CL$938.36b
Other Expenses	CL$608.82b
Earnings	CL$329.54b

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)	3.33k
Gross Margin	22.58%
Net Profit Margin	7.93%
Debt/Equity Ratio	235.4%

How did ILCUS perform over the long term?

See historical performance and comparison

Dividends

4.0%

Current Dividend Yield

26%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2026/07/23 23:31
End of Day Share Price	2026/07/22 00:00
Earnings	2026/03/31
Annual Earnings	2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Inversiones La Construcción S.A. is covered by 3 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Jorg Friedemann	BofA Global Research
Pedro Baptista	Jefferies LLC
Diego Celedón	J.P. Morgan

Inversiones La Construcción S.A.BVL:ILCUS Stock Report