Financiera ConfianzaA Past Earnings Performance
Past criteria checks 1/6
Financiera ConfianzaA's earnings have been declining at an average annual rate of -12.9%, while the Consumer Finance industry saw earnings growing at 5.2% annually. Revenues have been growing at an average rate of 0.2% per year. Financiera ConfianzaA's return on equity is 2.9%, and it has net margins of 4.1%.
Key information
-12.9%
Earnings growth rate
-12.9%
EPS growth rate
| Consumer Finance Industry Growth | 9.8% |
| Revenue growth rate | 0.2% |
| Return on equity | 2.9% |
| Net Margin | 4.1% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Financiera ConfianzaA makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 294 | 12 | 258 | 0 |
| 30 Sep 23 | 296 | 23 | 248 | 0 |
| 30 Jun 23 | 302 | 33 | 238 | 0 |
| 31 Mar 23 | 298 | 35 | 232 | 0 |
| 31 Dec 22 | 306 | 43 | 231 | 0 |
| 30 Sep 22 | 300 | 35 | 236 | 0 |
| 30 Jun 22 | 282 | 25 | 233 | 0 |
| 31 Mar 22 | 258 | 15 | 222 | 0 |
| 31 Dec 21 | 230 | 3 | 209 | 0 |
| 30 Sep 21 | 215 | 3 | 194 | 0 |
| 30 Jun 21 | 217 | 4 | 195 | 0 |
| 31 Mar 21 | 221 | 3 | 200 | 0 |
| 31 Dec 20 | 252 | 14 | 217 | 0 |
| 30 Sep 20 | 275 | 24 | 230 | 0 |
| 30 Jun 20 | 292 | 35 | 234 | 0 |
| 31 Mar 20 | 312 | 46 | 238 | 0 |
| 31 Dec 19 | 306 | 46 | 232 | 0 |
| 30 Sep 19 | 299 | 46 | 225 | 0 |
| 30 Jun 19 | 292 | 42 | 222 | 0 |
| 31 Mar 19 | 285 | 37 | 220 | 0 |
| 31 Dec 18 | 278 | 33 | 217 | 0 |
| 30 Sep 18 | 278 | 33 | 216 | 0 |
| 30 Jun 18 | 269 | 29 | 212 | 0 |
| 31 Mar 18 | 259 | 26 | 210 | 0 |
| 31 Dec 17 | 254 | 24 | 208 | 0 |
| 30 Sep 17 | 248 | 19 | 210 | 0 |
| 30 Jun 17 | 249 | 18 | 213 | 0 |
| 31 Mar 17 | 251 | 18 | 214 | 0 |
| 31 Dec 16 | 252 | 16 | 219 | 0 |
| 30 Sep 16 | 248 | 10 | 227 | 0 |
| 30 Jun 16 | 252 | 11 | 228 | 0 |
| 31 Mar 16 | 254 | 13 | 223 | 0 |
| 31 Dec 15 | 251 | 12 | 218 | 0 |
| 30 Sep 15 | 245 | 7 | 216 | 0 |
| 30 Jun 15 | 234 | 4 | 213 | 0 |
| 31 Mar 15 | 228 | 6 | 216 | 0 |
| 31 Dec 14 | 222 | 2 | 216 | 0 |
| 30 Sep 14 | 232 | 5 | 222 | 0 |
| 30 Jun 14 | 234 | 4 | 222 | 0 |
| 31 Mar 14 | 223 | 1 | 209 | 0 |
| 31 Dec 13 | 226 | 6 | 206 | 0 |
| 30 Sep 13 | 198 | -18 | 196 | 0 |
| 30 Jun 13 | 200 | -11 | 193 | 0 |
Quality Earnings: FCONFIC1 has high quality earnings.
Growing Profit Margin: FCONFIC1's current net profit margins (4.1%) are lower than last year (14%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: FCONFIC1's earnings have declined by 12.9% per year over the past 5 years.
Accelerating Growth: FCONFIC1's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: FCONFIC1 had negative earnings growth (-71.9%) over the past year, making it difficult to compare to the Consumer Finance industry average (3.8%).
Return on Equity
High ROE: FCONFIC1's Return on Equity (2.9%) is considered low.