Financiera ConfianzaA Balance Sheet Health
Financial Health criteria checks 4/6
Financiera ConfianzaA has total assets of PEN2.7B and total equity of PEN411.9M. Total deposits are PEN1.5B, and total loans are PEN2.2B.
Key information
6.5x
Asset to equity ratio
n/a
Net interest margin
Total deposits | S/1.52b |
Loan to deposit ratio | High |
Bad loans | 4.1% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | S/267.31m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FCONFIC1's Assets to Equity ratio (6.5x) is low.
Allowance for Bad Loans: FCONFIC1 has a sufficient allowance for bad loans (196%).
Low Risk Liabilities: 67% of FCONFIC1's liabilities are made up of primarily low risk sources of funding.
Loan Level: FCONFIC1 has an appropriate level of Loans to Assets ratio (81%).
Low Risk Deposits: FCONFIC1's Loans to Deposits ratio (142%) is high.
Level of Bad Loans: FCONFIC1 has a high level of bad loans (4.1%).