Banco Internacional del Perú S.A.A. - Interbank

BVL:INTERBC1 Stock Report

Market Cap: S/10.2b

Banco Internacional del PerúA. - Interbank Past Earnings Performance

Past criteria checks 2/6

Banco Internacional del PerúA. - Interbank has been growing earnings at an average annual rate of 0.9%, while the Banks industry saw earnings growing at 5.1% annually. Revenues have been growing at an average rate of 3.5% per year. Banco Internacional del PerúA. - Interbank's return on equity is 9.2%, and it has net margins of 26.3%.

Key information

0.9%

Earnings growth rate

0.9%

EPS growth rate

Banks Industry Growth3.5%
Revenue growth rate3.5%
Return on equity9.2%
Net Margin26.3%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Banco Internacional del PerúA. - Interbank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

BVL:INTERBC1 Revenue, expenses and earnings (PEN Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 242,8437471,7000
30 Jun 242,6076131,6730
31 Mar 242,7487111,6650
31 Dec 233,0169001,6740
30 Sep 233,2851,0381,7000
30 Jun 233,4081,1491,7030
31 Mar 233,4391,1721,6910
31 Dec 223,3781,1721,6650
30 Sep 223,5811,3471,6300
30 Jun 223,7731,4401,6190
31 Mar 223,6341,3801,5740
31 Dec 213,3341,2001,5340
30 Sep 212,6237451,5000
30 Jun 211,9923851,4120
31 Mar 211,6071671,3390
31 Dec 201,7972651,3570
30 Sep 202,1355111,3660
30 Jun 202,6928891,4140
31 Mar 203,1411,1671,4760
31 Dec 193,1821,2221,4520
30 Sep 193,1681,2261,4360
30 Jun 192,9561,0781,4010
31 Mar 192,8811,0431,3710
31 Dec 182,8111,0401,3460
30 Sep 182,7591,0421,3140
30 Jun 182,7031,0211,2890
31 Mar 182,6209871,2640
31 Dec 172,5289021,2660
30 Sep 172,5268761,3020
30 Jun 172,5308651,3160
31 Mar 172,5268541,3350
31 Dec 162,4968751,2510
30 Sep 162,4988301,3090
30 Jun 162,5528561,3080
31 Mar 162,5638581,2970
31 Dec 152,5518601,2960
30 Sep 152,5178591,2610
30 Jun 152,4148131,2330
31 Mar 152,3177701,2060
31 Dec 142,2327091,1770
30 Sep 142,1626741,1710
30 Jun 142,0886391,1570
31 Mar 142,0776451,1430
31 Dec 132,0316471,1230

Quality Earnings: INTERBC1 has high quality earnings.

Growing Profit Margin: INTERBC1's current net profit margins (26.3%) are lower than last year (31.6%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: INTERBC1's earnings have grown by 0.9% per year over the past 5 years.

Accelerating Growth: INTERBC1's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: INTERBC1 had negative earnings growth (-28%) over the past year, making it difficult to compare to the Banks industry average (-8%).

Return on Equity

High ROE: INTERBC1's Return on Equity (9.2%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/20 01:59
End of Day Share Price 2024/12/19 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Banco Internacional del Perú S.A.A. - Interbank is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution