Caja Rural de Ahorro y Crédito Los Andes Balance Sheet Health
Financial Health criteria checks 4/6
Caja Rural de Ahorro y Crédito Los Andes has total assets of PEN678.3M and total equity of PEN109.9M. Total deposits are PEN553.8M, and total loans are PEN548.4M.
Key information
6.2x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | S/553.79m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 11.8% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | S/46.52m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CRANDEC1's Assets to Equity ratio (6.2x) is low.
Allowance for Bad Loans: CRANDEC1 has a low allowance for bad loans (88%).
Low Risk Liabilities: 97% of CRANDEC1's liabilities are made up of primarily low risk sources of funding.
Loan Level: CRANDEC1 has an appropriate level of Loans to Assets ratio (81%).
Low Risk Deposits: CRANDEC1's Loans to Deposits ratio (99%) is appropriate.
Level of Bad Loans: CRANDEC1 has a high level of bad loans (11.8%).