Alfin Banco Balance Sheet Health
Financial Health criteria checks 4/6
Alfin Banco has total assets of PEN1.1B and total equity of PEN120.0M. Total deposits are PEN917.7M, and total loans are PEN661.3M.
Key information
9.5x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | S/917.74m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 15.1% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | S/50.84m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ALFINAC1's Assets to Equity ratio (9.5x) is low.
Allowance for Bad Loans: ALFINAC1 has a low allowance for bad loans (50%).
Low Risk Liabilities: 90% of ALFINAC1's liabilities are made up of primarily low risk sources of funding.
Loan Level: ALFINAC1 has an appropriate level of Loans to Assets ratio (58%).
Low Risk Deposits: ALFINAC1's Loans to Deposits ratio (72%) is appropriate.
Level of Bad Loans: ALFINAC1 has a high level of bad loans (15.1%).