Alfin Banco Balance Sheet Health
Financial Health criteria checks 4/6
Alfin Banco has total assets of PEN1.3B and total equity of PEN126.1M. Total deposits are PEN986.6M, and total loans are PEN646.3M.
Key information
10.1x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | S/986.57m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 10.6% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | S/41.38m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ALFINAC1's Assets to Equity ratio (10.1x) is moderate.
Allowance for Bad Loans: ALFINAC1 has a low allowance for bad loans (71%).
Low Risk Liabilities: 86% of ALFINAC1's liabilities are made up of primarily low risk sources of funding.
Loan Level: ALFINAC1 has an appropriate level of Loans to Assets ratio (51%).
Low Risk Deposits: ALFINAC1's Loans to Deposits ratio (66%) is appropriate.
Level of Bad Loans: ALFINAC1 has a high level of bad loans (10.6%).