Bank Nizwa SAOG Balance Sheet Health
Financial Health criteria checks 2/6
Bank Nizwa SAOG has total assets of OMR1.8B and total equity of OMR250.2M. Total deposits are OMR231.2M, and total loans are OMR969.8M.
Key information
7.1x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | ر.ع231.21m |
| Loan to deposit ratio | High |
| Bad loans | 4.3% |
| Allowance for bad loans | Low |
| Current ratio | Good |
| Cash & equivalents | ر.ع91.65m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BKNZ's Assets to Equity ratio (7.1x) is low.
Allowance for Bad Loans: BKNZ has a low allowance for bad loans (83%).
Low Risk Liabilities: 85% of BKNZ's liabilities are made up of primarily higher risk sources of funding.
Loan Level: BKNZ has an appropriate level of Loans to Assets ratio (55%).
Low Risk Deposits: BKNZ's Loans to Deposits ratio (419%) is high.
Level of Bad Loans: BKNZ has a high level of bad loans (4.3%).