Gjensidige Forsikring ASA

OB:GJF Stock Report

Market Cap: NOK 96.4b

Gjensidige Forsikring Past Earnings Performance

Past criteria checks 1/6

Gjensidige Forsikring's earnings have been declining at an average annual rate of -7.7%, while the Insurance industry saw earnings growing at 4.2% annually. Revenues have been growing at an average rate of 8% per year. Gjensidige Forsikring's return on equity is 18.1%, and it has net margins of 9.8%.

Key information

-7.7%

Earnings growth rate

-7.8%

EPS growth rate

Insurance Industry Growth7.6%
Revenue growth rate8.0%
Return on equity18.1%
Net Margin9.8%
Next Earnings Update22 Oct 2024

Recent past performance updates

Recent updates

Gjensidige Forsikring ASA's (OB:GJF) Business Is Trailing The Market But Its Shares Aren't

Jul 04
Gjensidige Forsikring ASA's (OB:GJF) Business Is Trailing The Market But Its Shares Aren't

Subdued Growth No Barrier To Gjensidige Forsikring ASA's (OB:GJF) Price

Apr 03
Subdued Growth No Barrier To Gjensidige Forsikring ASA's (OB:GJF) Price

Gjensidige Forsikring's (OB:GJF) Upcoming Dividend Will Be Larger Than Last Year's

Feb 28
Gjensidige Forsikring's (OB:GJF) Upcoming Dividend Will Be Larger Than Last Year's

Gjensidige Forsikring's (OB:GJF) Shareholders Will Receive A Bigger Dividend Than Last Year

Jan 28
Gjensidige Forsikring's (OB:GJF) Shareholders Will Receive A Bigger Dividend Than Last Year

Gjensidige Forsikring ASA Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now

Jan 27
Gjensidige Forsikring ASA Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now

Gjensidige Forsikring ASA Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now

Oct 25
Gjensidige Forsikring ASA Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now

Gjensidige Forsikring (OB:GJF) Will Pay A Larger Dividend Than Last Year At NOK8.25

Jan 28
Gjensidige Forsikring (OB:GJF) Will Pay A Larger Dividend Than Last Year At NOK8.25

Here's Why I Think Gjensidige Forsikring (OB:GJF) Might Deserve Your Attention Today

May 09
Here's Why I Think Gjensidige Forsikring (OB:GJF) Might Deserve Your Attention Today

Gjensidige Forsikring's (OB:GJF) Dividend Will Be Increased To kr7.70

Feb 26
Gjensidige Forsikring's (OB:GJF) Dividend Will Be Increased To kr7.70

Gjensidige Forsikring's (OB:GJF) Dividend Will Be Increased To kr7.70

Feb 12
Gjensidige Forsikring's (OB:GJF) Dividend Will Be Increased To kr7.70

Gjensidige Forsikring's (OB:GJF) Upcoming Dividend Will Be Larger Than Last Year's

Jan 29
Gjensidige Forsikring's (OB:GJF) Upcoming Dividend Will Be Larger Than Last Year's

With EPS Growth And More, Gjensidige Forsikring (OB:GJF) Is Interesting

Nov 24
With EPS Growth And More, Gjensidige Forsikring (OB:GJF) Is Interesting

Is Now The Time To Put Gjensidige Forsikring (OB:GJF) On Your Watchlist?

Aug 24
Is Now The Time To Put Gjensidige Forsikring (OB:GJF) On Your Watchlist?

With EPS Growth And More, Gjensidige Forsikring (OB:GJF) Is Interesting

May 16
With EPS Growth And More, Gjensidige Forsikring (OB:GJF) Is Interesting

Gjensidige Forsikring ASA (OB:GJF) Is About To Go Ex-Dividend, And It Pays A 3.6% Yield

Mar 21
Gjensidige Forsikring ASA (OB:GJF) Is About To Go Ex-Dividend, And It Pays A 3.6% Yield

This Is Why Gjensidige Forsikring ASA's (OB:GJF) CEO Can Expect A Bump Up In Their Pay Packet

Mar 17
This Is Why Gjensidige Forsikring ASA's (OB:GJF) CEO Can Expect A Bump Up In Their Pay Packet

Is Gjensidige Forsikring ASA (OB:GJF) A Great Dividend Stock?

Feb 19
Is Gjensidige Forsikring ASA (OB:GJF) A Great Dividend Stock?

Did You Participate In Any Of Gjensidige Forsikring's (OB:GJF) Respectable 91% Return?

Jan 31
Did You Participate In Any Of Gjensidige Forsikring's (OB:GJF) Respectable 91% Return?

Gjensidige Forsikring ASA's (OB:GJF) Stock Is Going Strong: Have Financials A Role To Play?

Jan 10
Gjensidige Forsikring ASA's (OB:GJF) Stock Is Going Strong: Have Financials A Role To Play?

Helge Baastad Is The Chief Executive Officer of Gjensidige Forsikring ASA (OB:GJF) And They Just Picked Up 100% More Shares

Dec 20
Helge Baastad Is The Chief Executive Officer of Gjensidige Forsikring ASA (OB:GJF) And They Just Picked Up 100% More Shares

How Should Investors React To Gjensidige Forsikring's (OB:GJF) CEO Pay?

Dec 14
How Should Investors React To Gjensidige Forsikring's (OB:GJF) CEO Pay?

Revenue & Expenses Breakdown

How Gjensidige Forsikring makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

OB:GJF Revenue, expenses and earnings (NOK Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 2441,8414,0815,5270
31 Mar 2440,3893,7305,4540
31 Dec 2339,2854,0565,3260
30 Sep 2337,7134,2864,7870
30 Jun 2335,6954,3184,6230
31 Mar 2333,6663,5824,4800
31 Dec 2232,3853,3904,3730
30 Sep 2232,4594,6094,3870
30 Jun 2232,5685,2454,4380
31 Mar 2233,7356,7554,4250
31 Dec 2133,4607,1414,4450
30 Sep 2132,5026,5854,3820
30 Jun 2132,2366,6414,3200
31 Mar 2132,1106,7734,2790
31 Dec 2029,6094,9544,2570
30 Sep 2028,6944,4974,1990
30 Jun 2027,8073,9394,1130
31 Mar 2026,4713,3294,0290
31 Dec 1929,6206,5563,9110
30 Sep 1927,2146,3763,8310
30 Jun 1927,3556,1873,8900
31 Mar 1927,4375,6873,8860
31 Dec 1825,6673,3833,8970
30 Sep 1827,5462,9073,9390
30 Jun 1827,5923,3113,8750
31 Mar 1826,9043,3973,8550
31 Dec 1727,2334,0643,8140
30 Sep 1727,3294,3373,8300
30 Jun 1727,4884,3023,9170
31 Mar 1728,0364,6733,8860
31 Dec 1627,5254,6703,3830
30 Sep 1627,3874,8303,3040
30 Jun 1626,1234,2533,1130
31 Mar 1625,6894,1503,0260
31 Dec 1525,4883,7893,4400
30 Sep 1524,9583,5023,3810
30 Jun 1525,3563,9053,3370
31 Mar 1525,4624,0153,3050
31 Dec 1425,4534,1903,2750
30 Sep 1425,3464,3603,1700
30 Jun 1425,1994,6913,1340
31 Mar 1424,5084,2773,0900
31 Dec 1323,3143,6713,0400

Quality Earnings: GJF has high quality earnings.

Growing Profit Margin: GJF's current net profit margins (9.8%) are lower than last year (12.1%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: GJF's earnings have declined by 7.7% per year over the past 5 years.

Accelerating Growth: GJF's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: GJF had negative earnings growth (-5.5%) over the past year, making it difficult to compare to the Insurance industry average (17.3%).


Return on Equity

High ROE: GJF's Return on Equity (18.1%) is considered low.


Return on Assets


Return on Capital Employed


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