Heder Bank Past Earnings Performance
Past criteria checks 0/6
Heder Bank has been growing earnings at an average annual rate of 12.6%, while the Consumer Finance industry saw earnings growing at 14% annually. Revenues have been growing at an average rate of 10.5% per year.
Key information
12.6%
Earnings growth rate
66.6%
EPS growth rate
| Consumer Finance Industry Growth | 9.8% |
| Revenue growth rate | 10.5% |
| Return on equity | -19.4% |
| Net Margin | -484.1% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Heder Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 10 | -48 | 30 | 0 |
| 30 Jun 24 | 16 | -42 | 32 | 0 |
| 31 Mar 24 | 35 | -25 | 33 | 0 |
| 31 Dec 23 | 35 | -25 | 33 | 0 |
| 30 Sep 23 | 68 | 5 | 31 | 0 |
| 30 Jun 23 | 65 | 1 | 30 | 0 |
| 31 Mar 23 | 71 | 10 | 30 | 0 |
| 31 Dec 22 | 78 | 20 | 29 | 0 |
| 30 Sep 22 | 82 | 30 | 28 | 0 |
| 30 Jun 22 | 90 | 36 | 30 | 0 |
| 31 Mar 22 | 91 | 34 | 33 | 0 |
| 31 Dec 21 | 90 | 33 | 33 | 0 |
| 30 Sep 21 | 86 | 32 | 31 | 0 |
| 30 Jun 21 | 73 | 18 | 36 | 0 |
| 31 Mar 21 | 55 | 2 | 35 | 0 |
| 31 Dec 20 | 41 | -15 | 33 | 0 |
| 30 Sep 20 | 24 | -46 | 34 | 0 |
| 30 Jun 20 | 16 | -46 | 29 | 0 |
| 31 Mar 20 | 7 | -49 | 24 | 0 |
| 31 Dec 19 | 1 | -51 | 26 | 0 |
| 30 Sep 19 | 4 | -34 | 30 | 0 |
| 30 Jun 19 | 7 | -28 | 30 | 0 |
| 31 Mar 19 | -8 | -42 | 39 | 0 |
| 31 Dec 18 | -8 | -39 | 39 | 0 |
| 30 Sep 18 | -16 | -40 | 38 | 0 |
| 30 Jun 18 | -16 | -39 | 35 | 0 |
| 31 Mar 18 | 5 | -18 | 28 | 0 |
| 31 Dec 17 | 2 | -16 | 23 | 0 |
Quality Earnings: HEBANK is currently unprofitable.
Growing Profit Margin: HEBANK is currently unprofitable.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: HEBANK is unprofitable, but has reduced losses over the past 5 years at a rate of 12.6% per year.
Accelerating Growth: Unable to compare HEBANK's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: HEBANK is unprofitable, making it difficult to compare its past year earnings growth to the Consumer Finance industry (1.4%).
Return on Equity
High ROE: HEBANK has a negative Return on Equity (-19.44%), as it is currently unprofitable.