Heder Bank Balance Sheet Health
Financial Health criteria checks 4/6
Heder Bank has total assets of NOK1.3B and total equity of NOK248.3M. Total deposits are NOK1.0B, and total loans are NOK849.1M.
Key information
5.1x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | NOK 1.01b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 38.8% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | NOK 403.02m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HEBANK's Assets to Equity ratio (5.1x) is low.
Allowance for Bad Loans: HEBANK has a low allowance for bad loans (12%).
Low Risk Liabilities: 99% of HEBANK's liabilities are made up of primarily low risk sources of funding.
Loan Level: HEBANK has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: HEBANK's Loans to Deposits ratio (84%) is appropriate.
Level of Bad Loans: HEBANK has a high level of bad loans (38.8%).