Axactor Valuation

Is ACR undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

4/6

Valuation Score 4/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of ACR when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: ACR (NOK3.45) is trading below our estimate of fair value (NOK5.48)

Significantly Below Fair Value: ACR is trading below fair value by more than 20%.


Key Valuation Metric

Which metric is best to use when looking at relative valuation for ACR?

Key metric: As ACR is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for ACR. This is calculated by dividing ACR's market cap by their current earnings.
What is ACR's PE Ratio?
PE Ratio6.5x
Earnings€13.85m
Market Cap€90.30m

Price to Earnings Ratio vs Peers

How does ACR's PE Ratio compare to its peers?

The above table shows the PE ratio for ACR vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average5.6x
B2I B2 Impact
11.2x25.8%NOK 3.6b
HITV HitecVision
3.4xn/aNOK 2.8b
CFIN.N0000 Central Finance
3.3xn/aLK₨28.4b
IMJS Indomobil Multi Jasa
4.4xn/aRp1.4t
ACR Axactor
6.5x60.1%NOK 1.0b

Price-To-Earnings vs Peers: ACR is expensive based on its Price-To-Earnings Ratio (6.5x) compared to the peer average (5.6x).


Price to Earnings Ratio vs Industry

How does ACR's PE Ratio compare vs other companies in the European Consumer Finance Industry?

1 CompanyPrice / EarningsEstimated GrowthMarket Cap
ACR 6.5xIndustry Avg. 8.5xNo. of Companies5PE0612182430+
1 CompanyEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: ACR is good value based on its Price-To-Earnings Ratio (6.5x) compared to the European Consumer Finance industry average (8.5x).


Price to Earnings Ratio vs Fair Ratio

What is ACR's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

ACR PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio6.5x
Fair PE Ratio8.8x

Price-To-Earnings vs Fair Ratio: ACR is good value based on its Price-To-Earnings Ratio (6.5x) compared to the estimated Fair Price-To-Earnings Ratio (8.8x).


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst ACR forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentNOK 3.45
NOK 4.59
+33.0%
19.4%NOK 5.48NOK 3.70n/a2
Nov ’25NOK 3.55
NOK 4.66
+31.1%
18.1%NOK 5.50NOK 3.81n/a2
May ’25NOK 4.88
NOK 7.50
+53.8%
9.7%NOK 8.22NOK 6.77n/a2
Apr ’25NOK 4.67
NOK 7.40
+58.4%
8.2%NOK 8.00NOK 6.79n/a2
Mar ’25NOK 4.72
NOK 7.40
+56.9%
8.2%NOK 8.00NOK 6.79n/a2
Feb ’25NOK 4.83
NOK 7.62
+57.9%
11.7%NOK 8.51NOK 6.73n/a2
Jan ’25NOK 5.08
NOK 7.64
+50.4%
11.2%NOK 8.49NOK 6.79n/a2
Dec ’24NOK 4.75
NOK 7.64
+60.9%
11.2%NOK 8.49NOK 6.79n/a2
Nov ’24NOK 5.34
NOK 7.75
+45.1%
12.1%NOK 8.69NOK 6.81NOK 3.552
Oct ’24NOK 5.48
NOK 7.77
+41.8%
12.3%NOK 8.72NOK 6.82NOK 4.112
May ’24NOK 6.32
NOK 7.09
+12.2%
6.0%NOK 7.52NOK 6.66NOK 4.882
Mar ’24NOK 7.14
NOK 9.00
+26.0%
16.6%NOK 10.50NOK 7.50NOK 4.722
Feb ’24NOK 5.66
NOK 9.00
+59.0%
16.8%NOK 10.51NOK 7.49NOK 4.832
Jan ’24NOK 5.88
NOK 9.63
+63.8%
17.0%NOK 11.67NOK 8.00NOK 5.084
Dec ’23NOK 6.13
NOK 9.63
+57.3%
17.0%NOK 11.67NOK 8.00NOK 4.754
Nov ’23NOK 5.98
NOK 9.63
+61.2%
17.0%NOK 11.67NOK 8.00NOK 5.344

Analyst Forecast: Target price is more than 20% higher than the current share price, but there are not enough analysts covering the stock to determine statistical confidence in agreement.


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