Upbest Group Valuation

Is 335 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

0/6

Valuation Score 0/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 335 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: 335 (HK$0.83) is trading above our estimate of fair value (HK$0.13)

Significantly Below Fair Value: 335 is trading above our estimate of fair value.


Key Valuation Metric

Which metric is best to use when looking at relative valuation for 335?

Key metric: As 335 is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for 335. This is calculated by dividing 335's market cap by their current earnings.
What is 335's PE Ratio?
PE Ratio26x
EarningsHK$85.73m
Market CapHK$2.23b

Price to Earnings Ratio vs Peers

How does 335's PE Ratio compare to its peers?

The above table shows the PE ratio for 335 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average9.2x
900 AEON Credit Service (Asia)
6.5x16.5%HK$2.4b
2003 VCREDIT Holdings
3.2xn/aHK$943.0m
2483 K Cash Fintech
14.7xn/aHK$875.0m
1543 Guangdong Join-Share Financing Guarantee Investment
12.3xn/aHK$530.7m
335 Upbest Group
26xn/aHK$2.2b

Price-To-Earnings vs Peers: 335 is expensive based on its Price-To-Earnings Ratio (26x) compared to the peer average (9.2x).


Price to Earnings Ratio vs Industry

How does 335's PE Ratio compare vs other companies in the Asian Consumer Finance Industry?

1 CompanyPrice / EarningsEstimated GrowthMarket Cap
335 26.0xIndustry Avg. 14.2xNo. of Companies26PE01020304050+
1 CompanyEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: 335 is expensive based on its Price-To-Earnings Ratio (26x) compared to the Asian Consumer Finance industry average (14.2x).


Price to Earnings Ratio vs Fair Ratio

What is 335's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

335 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio26x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate 335's Price-To-Earnings Fair Ratio for valuation analysis.


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.


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