Sparebanken Sør Balance Sheet Health
Financial Health criteria checks 3/6
Sparebanken Sør has total assets of NOK170.3B and total equity of NOK17.8B. Total deposits are NOK71.2B, and total loans are NOK134.1B earning a Net Interest Margin of 1.9%. It has insufficient allowance for bad loans, which are currently at 0.7% of total loans. Cash and short-term investments are NOK3.8B.
Key information
9.6x
Asset to equity ratio
1.9%
Net interest margin
| Total deposits | NOK 71.16b |
| Loan to deposit ratio | High |
| Bad loans | 0.7% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | NOK 3.75b |
Recent financial health updates
No updates
Recent updates
We Think The Compensation For Sparebanken Sør's (OB:SOR) CEO Looks About Right
Mar 15
We Think Shareholders Are Less Likely To Approve A Large Pay Rise For Sparebanken Sør's (OB:SOR) CEO For Now
Mar 24Analyst Forecasts Just Became More Bearish On Sparebanken Sør (OB:SOR)
May 17Zooming in on OB:SOR's 4.4% Dividend Yield
Mar 30Are Institutions Heavily Invested In Sparebanken Sør's (OB:SOR) Shares?
Mar 02Shareholders Of Sparebanken Sør (OB:SOR) Have Received 78% On Their Investment
Feb 01How Much Is Sparebanken Sør (OB:SOR) Paying Its CEO?
Dec 27
What Type Of Shareholders Make Up Sparebanken Sør's (OB:SOR) Share Registry?
Nov 30Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SOR's Assets to Equity ratio (9.6x) is low.
Allowance for Bad Loans: SOR has a low allowance for bad loans (47%).
Low Risk Liabilities: 53% of SOR's liabilities are made up of primarily higher risk sources of funding.
Loan Level: SOR has an appropriate level of Loans to Assets ratio (79%).
Low Risk Deposits: SOR's Loans to Deposits ratio (188%) is high.
Level of Bad Loans: SOR has an appropriate level of bad loans (0.7%).