Romsdal Sparebank Balance Sheet Health
Financial Health criteria checks 4/6
Romsdalrebank has total assets of NOK7.8B and total equity of NOK1.1B. Total deposits are NOK5.4B, and total loans are NOK6.6B.
Key information
7.4x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | NOK 5.36b |
| Loan to deposit ratio | Appropriate |
| Bad loans | n/a |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | NOK 850.69m |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ROMSB's Assets to Equity ratio (7.4x) is low.
Allowance for Bad Loans: Insufficient data to determine if ROMSB has a sufficient allowance for bad loans.
Low Risk Liabilities: 80% of ROMSB's liabilities are made up of primarily low risk sources of funding.
Loan Level: ROMSB has an appropriate level of Loans to Assets ratio (85%).
Low Risk Deposits: ROMSB's Loans to Deposits ratio (123%) is appropriate.
Level of Bad Loans: Insufficient data to determine if ROMSB has an appropriate level of bad loans.