Romsdal Sparebank Balance Sheet Health
Financial Health criteria checks 4/6
Romsdalrebank has total assets of NOK7.1B and total equity of NOK944.4M. Total deposits are NOK4.8B, and total loans are NOK5.9B.
Key information
7.5x
Asset to equity ratio
n/a
Net interest margin
Total deposits | kr4.81b |
Loan to deposit ratio | Appropriate |
Bad loans | n/a |
Allowance for bad loans | n/a |
Current ratio | Low |
Cash & equivalents | kr263.89m |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ROMSB's Assets to Equity ratio (7.5x) is low.
Allowance for Bad Loans: Insufficient data to determine if ROMSB has a sufficient allowance for bad loans.
Low Risk Liabilities: 78% of ROMSB's liabilities are made up of primarily low risk sources of funding.
Loan Level: ROMSB has an appropriate level of Loans to Assets ratio (82%).
Low Risk Deposits: ROMSB's Loans to Deposits ratio (122%) is appropriate.
Level of Bad Loans: Insufficient data to determine if ROMSB has an appropriate level of bad loans.