Pareto Bank ASA

OB:PARB Stock Report

Market Cap: NOK 5.1b

Pareto Bank Past Earnings Performance

Past criteria checks 4/6

Pareto Bank has been growing earnings at an average annual rate of 12.1%, while the Banks industry saw earnings growing at 15.1% annually. Revenues have been growing at an average rate of 11.7% per year. Pareto Bank's return on equity is 13.1%, and it has net margins of 61.4%.

Key information

12.1%

Earnings growth rate

8.6%

EPS growth rate

Banks Industry Growth10.2%
Revenue growth rate11.7%
Return on equity13.1%
Net Margin61.4%
Next Earnings Update23 Jan 2025

Recent past performance updates

Recent updates

Does Pareto Bank (OB:PARB) Deserve A Spot On Your Watchlist?

Apr 07
Does Pareto Bank (OB:PARB) Deserve A Spot On Your Watchlist?

Do Pareto Bank's (OB:PARB) Earnings Warrant Your Attention?

Jun 10
Do Pareto Bank's (OB:PARB) Earnings Warrant Your Attention?

Shareholders Will Probably Not Have Any Issues With Pareto Bank ASA's (OB:PARB) CEO Compensation

Mar 18
Shareholders Will Probably Not Have Any Issues With Pareto Bank ASA's (OB:PARB) CEO Compensation

Read This Before Selling Pareto Bank ASA (OB:PARB) Shares

Mar 17
Read This Before Selling Pareto Bank ASA (OB:PARB) Shares

Why Pareto Bank's (OB:PARB) CEO Pay Matters

Feb 24
Why Pareto Bank's (OB:PARB) CEO Pay Matters

Here's Why We Think Pareto Bank (OB:PARB) Is Well Worth Watching

Feb 03
Here's Why We Think Pareto Bank (OB:PARB) Is Well Worth Watching

Pareto Bank (OB:PARB) Has Compensated Shareholders With A Respectable 81% Return On Their Investment

Jan 13
Pareto Bank (OB:PARB) Has Compensated Shareholders With A Respectable 81% Return On Their Investment

What Percentage Of Pareto Bank ASA (OB:PARB) Shares Do Insiders Own?

Dec 17
What Percentage Of Pareto Bank ASA (OB:PARB) Shares Do Insiders Own?

How Does Pareto Bank ASA (OB:PARB) Stand Up To These Simple Dividend Safety Checks?

Nov 30
How Does Pareto Bank ASA (OB:PARB) Stand Up To These Simple Dividend Safety Checks?

Revenue & Expenses Breakdown

How Pareto Bank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

OB:PARB Revenue, expenses and earnings (NOK Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 241,1286922000
30 Jun 241,0986741940
31 Mar 241,0616511900
31 Dec 239986051850
30 Sep 231,0066131830
30 Jun 239755911790
31 Mar 239435691750
31 Dec 229205551700
30 Sep 228515091500
30 Jun 228385041440
31 Mar 228315021400
31 Dec 218315051350
30 Sep 218305051350
30 Jun 217904801280
31 Mar 217824771250
31 Dec 207104281190
30 Sep 206874171190
30 Jun 206794101190
31 Mar 206223691150
31 Dec 196633981150
30 Sep 196143641130
30 Jun 195863451120
31 Mar 195903511070
31 Dec 185593311050
30 Sep 185533221110
30 Jun 185593321060
31 Mar 185323131030
31 Dec 175283131000
30 Sep 17513306930
30 Jun 17487289900
31 Mar 17473277900
31 Dec 16427247840
30 Sep 16376208810
30 Jun 16352190800
31 Mar 16343186770
31 Dec 15325175730
30 Sep 15327172840
30 Jun 15317168790
31 Mar 15283148750
31 Dec 14289154730
30 Sep 14298163660
30 Jun 14275146660
31 Mar 14260134670
31 Dec 13228110680

Quality Earnings: PARB has high quality earnings.

Growing Profit Margin: PARB's current net profit margins (61.4%) are higher than last year (60.9%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: PARB's earnings have grown by 12.1% per year over the past 5 years.

Accelerating Growth: PARB's earnings growth over the past year (13%) exceeds its 5-year average (12.1% per year).

Earnings vs Industry: PARB earnings growth over the past year (13%) did not outperform the Banks industry 18.2%.

Return on Equity

High ROE: PARB's Return on Equity (13.1%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 07:03
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Pareto Bank ASA is covered by 2 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Håkon AstrupDNB Markets
Vegard ToverudPareto Securities