Jæren Sparebank Balance Sheet Health
Financial Health criteria checks 4/6
Jærenrebank has total assets of NOK18.3B and total equity of NOK2.6B. Total deposits are NOK12.0B, and total loans are NOK15.2B.
Key information
7.2x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | NOK 11.95b |
| Loan to deposit ratio | High |
| Bad loans | 0.8% |
| Allowance for bad loans | Low |
| Current ratio | Good |
| Cash & equivalents | NOK 254.94m |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: JAREN's Assets to Equity ratio (7.2x) is low.
Allowance for Bad Loans: JAREN has a low allowance for bad loans (31%).
Low Risk Liabilities: 76% of JAREN's liabilities are made up of primarily low risk sources of funding.
Loan Level: JAREN has an appropriate level of Loans to Assets ratio (83%).
Low Risk Deposits: JAREN's Loans to Deposits ratio (127%) is high.
Level of Bad Loans: JAREN has an appropriate level of bad loans (0.8%).