DNB Bank Balance Sheet Health
Financial Health criteria checks 3/6
DNB Bank has total assets of NOK3,614.1B and total equity of NOK283.3B. Total deposits are NOK1,487.8B, and total loans are NOK2,030.1B.
Key information
12.8x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | NOK 1.49t |
| Loan to deposit ratio | High |
| Bad loans | 1.2% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | NOK 533.53b |
Recent financial health updates
No updates
Recent updates
Do DNB Bank's (OB:DNB) Earnings Warrant Your Attention?
Dec 17
DNB Bank ASA Just Beat EPS By 17%: Here's What Analysts Think Will Happen Next
Oct 25Do DNB Bank's (OB:DNB) Earnings Warrant Your Attention?
Sep 05DNB Bank ASA Just Recorded A 14% EPS Beat: Here's What Analysts Are Forecasting Next
Jul 14Earnings Update: DNB Bank ASA (OB:DNB) Just Reported Its First-Quarter Results And Analysts Are Updating Their Forecasts
Apr 26DNB Bank (OB:DNB) Will Pay A Larger Dividend Than Last Year At NOK16.00
Apr 07DNB Bank's (OB:DNB) Shareholders Will Receive A Bigger Dividend Than Last Year
Mar 16DNB Bank (OB:DNB) Will Pay A Larger Dividend Than Last Year At NOK16.00
Feb 07Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: DNB's Assets to Equity ratio (12.8x) is moderate.
Allowance for Bad Loans: DNB has a low allowance for bad loans (30%).
Low Risk Liabilities: 55% of DNB's liabilities are made up of primarily higher risk sources of funding.
Loan Level: DNB has an appropriate level of Loans to Assets ratio (56%).
Low Risk Deposits: DNB's Loans to Deposits ratio (136%) is high.
Level of Bad Loans: DNB has an appropriate level of bad loans (1.2%).
Discover healthy companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/06 00:55 |
| End of Day Share Price | 2025/02/06 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
DNB Bank ASA is covered by 36 analysts. 15 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| null null | ABG Sundal Collier |
| Fridtjof Berents | Arctic Securities ASA |
| Namita Samtani | Barclays |