| Snowflake Score | |
|---|---|
| Valuation | 6/6 |
| Future Growth | 2/6 |
| Past Performance | 6/6 |
| Financial Health | 5/6 |
| Dividends | 3/6 |
CTAC Overview
Ctac N.V. provides business and cloud integration services primarily in the Netherlands and Belgium.
Ctac Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €4.29 |
| 52 Week High | €1.90 |
| 52 Week Low | €4.90 |
| Beta | 1.68 |
| 1 Month Change | 2.14% |
| 3 Month Change | -7.74% |
| 1 Year Change | 106.25% |
| 3 Year Change | 47.44% |
| 5 Year Change | 41.41% |
| Change since IPO | -72.24% |
Recent News & Updates
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Shareholder Returns
| CTAC | NL IT | NL Market | |
|---|---|---|---|
| 7D | 0.5% | 0.7% | 1.8% |
| 1Y | 106.3% | 70.0% | 41.2% |
Return vs Industry: CTAC exceeded the Dutch IT industry which returned 70% over the past year.
Return vs Market: CTAC exceeded the Dutch Market which returned 41.2% over the past year.
Price Volatility
| CTAC volatility | |
|---|---|
| CTAC Beta | 1.68 |
| Industry Beta | 1.06 |
| Market Beta | 1 |
Stable Share Price: CTAC is not significantly more volatile than the rest of Dutch stocks over the past 3 months, typically moving +/- 3% a week.
Volatility Over Time: CTAC's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1992 | 430 | Henny L. Hilgerdenaar | https://www.ctac.nl |
Ctac N.V. provides business and cloud integration services primarily in the Netherlands and Belgium. The company offers cloud, programme and change management, agile consultancy, application management, licence management, service desk and coordination management, implementation, and consultancy and advice services. It also provides various solutions for cloud infrastructure, SAP S/4HANA, workplace, security, unified commerce, integration, data management, data and analytics, and customer experience.
Ctac Fundamentals Summary
| CTAC fundamental statistics | |
|---|---|
| Market Cap | €58.50m |
| Earnings (TTM) | €5.43m |
| Revenue (TTM) | €97.16m |
10.8x
P/E Ratio0.6x
P/S RatioIs CTAC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CTAC income statement (TTM) | |
|---|---|
| Revenue | €97.16m |
| Cost of Revenue | €75.17m |
| Gross Profit | €22.00m |
| Expenses | €16.57m |
| Earnings | €5.43m |
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
Oct 28, 2021
| Earnings per share (EPS) | 0.40 |
| Gross Margin | 22.64% |
| Net Profit Margin | 5.59% |
| Debt/Equity Ratio | 13.8% |
How did CTAC perform over the long term?
See historical performance and comparisonDividends
1.9%
Current Dividend Yield20%
Payout RatioValuation
Is Ctac undervalued compared to its fair value and its price relative to the market?
>50%
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: CTAC (€4.29) is trading below our estimate of fair value (€19.04)
Significantly Below Fair Value: CTAC is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: CTAC is good value based on its PE Ratio (10.8x) compared to the European IT industry average (26.8x).
PE vs Market: CTAC is good value based on its PE Ratio (10.8x) compared to the Dutch market (21.8x).
Price to Earnings Growth Ratio
PEG Ratio: CTAC is good value based on its PEG Ratio (0.8x)
Price to Book Ratio
PB vs Industry: CTAC is good value based on its PB Ratio (2.5x) compared to the NL IT industry average (12.9x).
Future Growth
How is Ctac forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?
13.0%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: CTAC's forecast earnings growth (13% per year) is above the savings rate (0.09%).
Earnings vs Market: CTAC's earnings (13% per year) are forecast to grow faster than the Dutch market (10.5% per year).
High Growth Earnings: CTAC's earnings are forecast to grow, but not significantly.
Revenue vs Market: CTAC's revenue (8.7% per year) is forecast to grow slower than the Dutch market (9.3% per year).
High Growth Revenue: CTAC's revenue (8.7% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: CTAC's Return on Equity is forecast to be low in 3 years time (18.1%).
Past Performance
How has Ctac performed over the past 5 years?
10.4%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: CTAC has high quality earnings.
Growing Profit Margin: CTAC's current net profit margins (5.6%) are higher than last year (3.1%).
Past Earnings Growth Analysis
Earnings Trend: CTAC's earnings have grown by 10.4% per year over the past 5 years.
Accelerating Growth: CTAC's earnings growth over the past year (110.1%) exceeds its 5-year average (10.4% per year).
Earnings vs Industry: CTAC earnings growth over the past year (110.1%) exceeded the IT industry 25.3%.
Return on Equity
High ROE: CTAC's Return on Equity (22.8%) is considered high.
Financial Health
How is Ctac's financial position?
Financial Position Analysis
Short Term Liabilities: CTAC's short term assets (€26.9M) do not cover its short term liabilities (€30.2M).
Long Term Liabilities: CTAC's short term assets (€26.9M) exceed its long term liabilities (€13.4M).
Debt to Equity History and Analysis
Debt Level: CTAC's debt to equity ratio (13.8%) is considered satisfactory.
Reducing Debt: CTAC's debt to equity ratio has reduced from 40.3% to 13.8% over the past 5 years.
Debt Coverage: CTAC's debt is well covered by operating cash flow (190.1%).
Interest Coverage: CTAC's interest payments on its debt are well covered by EBIT (12.9x coverage).
Balance Sheet
Dividend
What is Ctac current dividend yield, its reliability and sustainability?
1.86%
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: CTAC's dividend (1.86%) is higher than the bottom 25% of dividend payers in the Dutch market (1.42%).
High Dividend: CTAC's dividend (1.86%) is low compared to the top 25% of dividend payers in the Dutch market (4.71%).
Stability and Growth of Payments
Stable Dividend: Whilst dividend payments have been stable, CTAC has been paying a dividend for less than 10 years.
Growing Dividend: CTAC's dividend payments have increased, but the company has only paid a dividend for 6 years.
Current Payout to Shareholders
Dividend Coverage: With its low payout ratio (19.5%), CTAC's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: CTAC's dividends in 3 years are forecast to be well covered by earnings (46.1% payout ratio).
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
6.7yrs
Average management tenure
CEO
Henny L. Hilgerdenaar (61 yo)
11.42yrs
Tenure
€470,000
Compensation
Mr. Henny L. J. Hilgerdenaar has been the Chief Executive Officer of Ctac N.V. since May 14, 2010 and serves as Member of Board of Directors. Mr. Hilgerdenaar served as Managing Director of Application Man...
CEO Compensation Analysis
Compensation vs Market: Henny L.'s total compensation ($USD546.70K) is about average for companies of similar size in the Dutch market ($USD458.30K).
Compensation vs Earnings: Henny L.'s compensation has been consistent with company performance over the past year.
Leadership Team
Experienced Management: CTAC's management team is seasoned and experienced (6.7 years average tenure).
Board Members
Experienced Board: CTAC's board of directors are not considered experienced ( 0.4 years average tenure), which suggests a new board.
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
Ctac N.V.'s employee growth, exchange listings and data sources
Key Information
- Name: Ctac N.V.
- Ticker: CTAC
- Exchange: ENXTAM
- Founded: 1992
- Industry: IT Consulting and Other Services
- Sector: Software
- Market Cap: €58.504m
- Shares outstanding: 13.64m
- Website: https://www.ctac.nl
Number of Employees
Location
- Ctac N.V.
- Meerendonkweg 11
- 's-Hertogenbosch
- Noord-Brabant
- 5216 TZ
- Netherlands
Listings
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2021/10/23 18:01 |
| End of Day Share Price | 2021/10/22 00:00 |
| Earnings | 2021/06/30 |
| Annual Earnings | 2020/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.