Stanbic IBTC Holdings PLC

NGSE:STANBIC Stock Report

Market Cap: ₦1.9t

Stanbic IBTC Holdings Past Earnings Performance

Past criteria checks 6/6

Stanbic IBTC Holdings has been growing earnings at an average annual rate of 39.2%, while the Diversified Financial industry saw earnings growing at 39.2% annually. Revenues have been growing at an average rate of 35.7% per year. Stanbic IBTC Holdings's return on equity is 33.9%, and it has net margins of 42.7%.

Key information

39.22%

Earnings growth rate

36.19%

EPS growth rate

Diversified Financial Industry Growth27.14%
Revenue growth rate35.67%
Return on equity33.88%
Net Margin42.71%
Last Earnings Update31 Dec 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Stanbic IBTC Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NGSE:STANBIC Revenue, expenses and earnings (NGN Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 25881,504376,530134,1820
30 Sep 25784,528316,780117,9940
30 Jun 25693,406278,499105,9410
31 Mar 25622,818257,93198,3510
31 Dec 24547,485221,60693,4990
30 Sep 24493,690210,78593,6400
30 Jun 24451,287183,99888,6400
31 Mar 24393,137154,24881,5460
31 Dec 23339,714137,58272,8750
30 Sep 23315,074131,82865,7130
30 Jun 23286,642114,97962,0560
31 Mar 23251,93491,74358,8730
31 Dec 22229,16278,04256,5830
30 Sep 22214,95969,52754,4420
30 Jun 22200,70562,50452,7300
31 Mar 22188,34058,08748,4390
31 Dec 21172,65054,37845,3300
30 Sep 21165,49154,55545,9880
30 Jun 21167,78758,20344,5030
31 Mar 21178,25271,54644,5990
31 Dec 20188,15080,93945,0720
30 Sep 20190,70483,29443,4710
30 Jun 20190,41281,65343,3530
31 Mar 20185,11374,15944,4390
31 Dec 19184,30172,66243,4600
30 Sep 19181,81267,86344,4390
30 Jun 19178,35765,29645,9540
31 Mar 19181,93168,16944,4740
31 Dec 18183,98572,08746,3630
30 Sep 18183,01568,09846,2230
30 Jun 18179,48964,95444,3490
31 Mar 18158,85053,11743,5310
31 Dec 17147,19246,19539,2640
30 Sep 17135,52343,43238,2070
30 Jun 17126,38139,28035,2210
31 Mar 17115,77633,32633,2620
31 Dec 16105,33624,64233,0260
30 Sep 1699,69521,74531,0880
30 Jun 1690,49715,87329,2600
31 Mar 1689,24518,83828,5380
31 Dec 1584,75315,49828,6100
30 Sep 1588,47619,47427,9220
30 Jun 1593,19125,85427,6420
31 Mar 1598,53929,58827,4080

Quality Earnings: STANBIC has high quality earnings.

Growing Profit Margin: STANBIC's current net profit margins (42.7%) are higher than last year (40.5%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: STANBIC's earnings have grown significantly by 39.2% per year over the past 5 years.

Accelerating Growth: STANBIC's earnings growth over the past year (69.9%) exceeds its 5-year average (39.2% per year).

Earnings vs Industry: STANBIC earnings growth over the past year (69.9%) exceeded the Diversified Financial industry 69.9%.

Return on Equity

High ROE: STANBIC's Return on Equity (33.9%) is considered high.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

7D

1Y

7D

1Y

7D

1Y

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/02/09 15:08
End of Day Share Price 2026/02/06 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Stanbic IBTC Holdings PLC is covered by 8 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Timothy WambuAbsa Bank Limited
Adewale OkunrinboyeARM Research
Jaap MeijerArqaam Capital Research Offshore S.A.L.