Stanbic IBTC Holdings Balance Sheet Health
Financial Health criteria checks 5/6
Stanbic IBTC Holdings has total assets of NGN5,145.6B and total equity of NGN506.9B. Total deposits are NGN2,951.0B, and total loans are NGN2,032.4B.
Key information
10.2x
Asset to equity ratio
n/a
Net interest margin
Total deposits | ₦2.95t |
Loan to deposit ratio | Appropriate |
Bad loans | 2.4% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | ₦1.06t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: STANBIC's Assets to Equity ratio (10.2x) is moderate.
Allowance for Bad Loans: STANBIC has a sufficient allowance for bad loans (120%).
Low Risk Liabilities: 64% of STANBIC's liabilities are made up of primarily low risk sources of funding.
Loan Level: STANBIC has an appropriate level of Loans to Assets ratio (39%).
Low Risk Deposits: STANBIC's Loans to Deposits ratio (69%) is appropriate.
Level of Bad Loans: STANBIC has a high level of bad loans (2.4%).