Infinity Trust Mortgage Bank Past Earnings Performance
Past criteria checks 5/6
Infinity Trust Mortgage Bank has been growing earnings at an average annual rate of 39.6%, while the Diversified Financial industry saw earnings growing at 41.6% annually. Revenues have been growing at an average rate of 28.8% per year. Infinity Trust Mortgage Bank's return on equity is 25.6%, and it has net margins of 58.5%.
Key information
39.61%
Earnings growth rate
39.61%
EPS growth rate
| Diversified Financial Industry Growth | 27.14% |
| Revenue growth rate | 28.84% |
| Return on equity | 25.64% |
| Net Margin | 58.55% |
| Last Earnings Update | 31 Mar 2026 |
Recent past performance updates
Recent updates
Infinity Trust Mortgage Bank Plc Reports Strong FY 2025 Profit Growth Amid Rapid Loan Expansion and Robust Liquidity
Analyst: Qudus Adebara (Research Analyst) Executive Summary Infinity Trust Mortgage Bank Plc delivered a strong financial performance for the year ended 31 December 2025, with turnover of ₦6.61 billion , representing a 50.5% YoY increase from ₦4.39 billion in FY 2024, driven by growth in interest income, loan book expansion, and improved non-interest income. Interest and similar income rose sharply to ₦5.53 billion (+54.4% YoY) , while interest expense increased moderately to ₦1.87 billion (+64.7% YoY) , resulting in net interest income of ₦3.67 billion , more than 49% higher than FY 2024.Infinity Trust Mortgage Bank Plc Reports Strong FY 2025 Profit Growth Amid Rapid Loan Expansion and Robust Liquidity
Based on Recent ValuationRevenue & Expenses Breakdown
How Infinity Trust Mortgage Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 26 | 5,134 | 3,006 | 975 | 0 |
| 31 Dec 25 | 4,693 | 2,700 | 933 | 0 |
| 30 Sep 25 | 4,138 | 2,264 | 911 | 0 |
| 30 Jun 25 | 3,759 | 2,008 | 851 | 0 |
| 31 Mar 25 | 3,355 | 1,686 | 810 | 0 |
| 31 Dec 24 | 3,062 | 1,481 | 773 | 0 |
| 30 Sep 24 | 2,894 | 1,521 | 658 | 0 |
| 30 Jun 24 | 2,511 | 1,215 | 640 | 0 |
| 31 Mar 24 | 2,412 | 1,152 | 624 | 0 |
| 31 Dec 23 | 2,174 | 1,000 | 600 | 0 |
| 30 Sep 23 | 2,033 | 859 | 432 | 0 |
| 30 Jun 23 | 1,969 | 789 | 426 | 0 |
| 31 Mar 23 | 1,737 | 604 | 409 | 0 |
| 31 Dec 22 | 1,693 | 591 | 404 | 0 |
| 30 Sep 22 | 1,607 | 567 | 397 | 0 |
| 30 Jun 22 | 1,536 | 540 | 393 | 0 |
| 31 Mar 22 | 1,494 | 507 | 393 | 0 |
| 31 Dec 21 | 1,479 | 500 | 386 | 0 |
| 30 Jun 21 | 1,279 | 486 | 273 | 0 |
| 31 Mar 21 | 1,193 | 455 | 265 | 0 |
| 31 Dec 20 | 1,090 | 369 | 265 | 0 |
| 30 Sep 20 | 1,071 | 332 | 429 | 0 |
| 30 Jun 20 | 1,078 | 297 | 372 | 0 |
| 31 Mar 20 | 1,134 | 310 | 370 | 0 |
| 31 Dec 19 | 1,184 | 358 | 370 | 0 |
| 30 Sep 19 | 1,150 | 357 | 263 | 0 |
| 30 Jun 19 | 1,103 | 356 | 322 | 0 |
| 31 Mar 19 | 1,052 | 354 | 305 | 0 |
| 31 Dec 18 | 944 | 285 | 288 | 0 |
| 30 Sep 18 | 886 | 252 | 266 | 0 |
| 30 Jun 18 | 830 | 222 | 265 | 0 |
| 31 Mar 18 | 786 | 181 | 267 | 0 |
| 31 Dec 17 | 785 | 181 | 263 | 0 |
| 30 Sep 17 | 807 | 169 | 298 | 0 |
| 30 Jun 17 | 798 | 162 | 289 | 0 |
| 31 Mar 17 | 847 | 216 | 280 | 0 |
| 31 Dec 16 | 805 | 201 | 274 | 0 |
| 30 Sep 16 | 717 | 192 | 288 | 0 |
| 30 Jun 16 | 763 | 225 | 286 | 0 |
| 31 Mar 16 | 712 | 195 | 277 | 0 |
| 31 Dec 15 | 697 | 190 | 270 | 0 |
| 30 Sep 15 | 733 | 211 | 266 | 0 |
| 30 Jun 15 | 646 | 163 | 245 | 0 |
Quality Earnings: INFINITY has high quality earnings.
Growing Profit Margin: INFINITY's current net profit margins (58.5%) are higher than last year (50.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: INFINITY's earnings have grown significantly by 39.6% per year over the past 5 years.
Accelerating Growth: INFINITY's earnings growth over the past year (78.3%) exceeds its 5-year average (39.6% per year).
Earnings vs Industry: INFINITY earnings growth over the past year (78.3%) exceeded the Diversified Financial industry 58.6%.
Return on Equity
High ROE: Whilst INFINITY's Return on Equity (25.64%) is high, this metric is skewed due to their high level of debt.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/17 11:28 |
| End of Day Share Price | 2026/06/17 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Infinity Trust Mortgage Bank Plc is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.