NPF Microfinance Bank Past Earnings Performance
Past criteria checks 2/6
NPF Microfinance Bank has been growing earnings at an average annual rate of 13.6%, while the Banks industry saw earnings growing at 46.3% annually. Revenues have been growing at an average rate of 21.1% per year. NPF Microfinance Bank's return on equity is 6.8%, and it has net margins of 8.3%.
Key information
13.6%
Earnings growth rate
-9.4%
EPS growth rate
| Banks Industry Growth | 30.4% |
| Revenue growth rate | 21.1% |
| Return on equity | 6.8% |
| Net Margin | 8.3% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How NPF Microfinance Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 10,245 | 855 | 4,570 | 0 |
| 31 Mar 24 | 8,894 | 936 | 4,060 | 0 |
| 31 Dec 23 | 8,473 | 1,019 | 3,944 | 0 |
| 30 Sep 23 | 8,623 | 1,851 | 5,614 | 0 |
| 31 Mar 23 | 6,996 | 1,290 | 2,843 | 0 |
| 31 Dec 22 | 6,242 | 882 | 3,062 | 0 |
| 30 Sep 22 | 5,412 | 580 | 4,479 | 0 |
| 30 Jun 22 | 5,254 | 622 | 4,114 | 0 |
| 31 Mar 22 | 5,189 | 709 | 4,005 | 0 |
| 31 Dec 21 | 5,079 | 707 | 3,896 | 0 |
| 30 Sep 21 | 5,043 | 834 | 3,752 | 0 |
| 30 Jun 21 | 4,735 | 766 | 3,586 | 0 |
| 31 Mar 21 | 4,375 | 709 | 3,271 | 0 |
| 31 Dec 20 | 4,125 | 614 | 3,152 | 0 |
| 30 Sep 20 | 4,290 | 793 | 3,165 | 0 |
| 30 Jun 20 | 4,345 | 794 | 3,236 | 0 |
| 31 Mar 20 | 4,329 | 792 | 3,217 | 0 |
| 31 Dec 19 | 4,194 | 796 | 3,078 | 0 |
| 30 Sep 19 | 3,371 | 258 | 2,774 | 0 |
| 30 Jun 19 | 3,109 | 182 | 2,684 | 0 |
| 31 Mar 19 | 3,070 | 133 | 2,717 | 0 |
| 31 Dec 18 | 3,074 | 196 | 2,715 | 0 |
| 30 Sep 18 | 3,359 | 373 | 2,707 | 0 |
| 30 Jun 18 | 3,396 | 517 | 2,553 | 0 |
| 31 Mar 18 | 3,309 | 647 | 2,391 | 0 |
| 31 Dec 17 | 3,151 | 632 | 2,241 | 0 |
| 30 Sep 17 | 3,072 | 615 | 2,087 | 0 |
| 30 Jun 17 | 2,917 | 609 | 1,939 | 0 |
| 31 Mar 17 | 2,748 | 568 | 1,802 | 0 |
| 31 Dec 16 | 2,662 | 555 | 1,751 | 0 |
| 30 Sep 16 | 2,473 | 682 | 1,504 | 0 |
| 31 Mar 16 | 2,299 | 500 | 1,571 | 0 |
| 31 Dec 15 | 2,261 | 515 | 1,507 | 0 |
| 30 Sep 15 | 2,157 | 473 | 1,544 | 0 |
| 30 Jun 15 | 2,572 | 690 | 1,742 | 0 |
| 31 Mar 15 | 2,063 | 493 | 1,619 | 0 |
| 31 Dec 14 | 2,011 | 478 | 1,324 | 0 |
| 30 Sep 14 | 2,005 | 498 | 1,347 | 0 |
| 30 Jun 14 | 1,910 | 477 | 1,273 | 0 |
| 31 Mar 14 | 1,825 | 413 | 1,195 | 0 |
| 31 Dec 13 | 1,745 | 391 | 1,194 | 0 |
Quality Earnings: NPFMCRFBK has high quality earnings.
Growing Profit Margin: NPFMCRFBK's current net profit margins (8.3%) are lower than last year (21.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: NPFMCRFBK's earnings have grown by 13.6% per year over the past 5 years.
Accelerating Growth: NPFMCRFBK's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: NPFMCRFBK had negative earnings growth (-53.8%) over the past year, making it difficult to compare to the Banks industry average (120.2%).
Return on Equity
High ROE: NPFMCRFBK's Return on Equity (6.8%) is considered low.
Return on Assets
Return on Capital Employed
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/23 15:47 |
| End of Day Share Price | 2024/12/23 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
NPF Microfinance Bank Plc is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
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