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NPFMCRFBK

NPF Microfinance Bank NGSE:NPFMCRFBK Stock Report

Last Price

₦1.65

Market Cap

₦9.9b

7D

0%

1Y

-10.6%

Updated

26 Jan, 2023

Data

Company Financials

NPF Microfinance Bank Plc

NGSE:NPFMCRFBK Stock Report

Mkt Cap: ₦9.9b

NPFMCRFBK Stock Overview

NPF Microfinance Bank PLC, a microfinance bank, provides banking and other financial services to members of the police community, poor and low-income households, and micro enterprises in Nigeria.

NPFMCRFBK fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance2/6
Financial Health4/6
Dividends3/6

Risk Analysis

Shareholders have been substantially diluted in the past year

Unstable dividend track record

Profit margins (10.7%) are lower than last year (16.5%)

Does not have a meaningful market cap (NGN10B)


My Notes

New

Notes are coming soon

NPF Microfinance Bank Plc Competitors

Unity Bank

NGSE:UNITYBNK

₦6.4b

Sterling Bank

NGSE:STERLNBANK

₦44.6b

Wema Bank

NGSE:WEMABANK

₦51.4b

FCMB Group

NGSE:FCMB

₦81.6b

Price History & Performance

Summary of all time highs, changes and price drops for NPF Microfinance Bank
Historical stock prices
Current Share Price₦1.65
52 Week High₦2.31
52 Week Low₦1.50
Beta-0.14
1 Month Change-2.37%
3 Month Change3.77%
1 Year Change-10.57%
3 Year Change47.85%
5 Year Change-3.00%
Change since IPO22.22%

Recent News & Updates

Recent updates

Shareholder Returns

NPFMCRFBKNG BanksNG Market
7D0%1.6%0.3%
1Y-10.6%2.7%10.8%

Return vs Industry: NPFMCRFBK underperformed the NG Banks industry which returned 2.4% over the past year.

Return vs Market: NPFMCRFBK underperformed the NG Market which returned 9% over the past year.

Price Volatility

Is NPFMCRFBK's price volatile compared to industry and market?
NPFMCRFBK volatility
NPFMCRFBK Average Weekly Movement5.2%
Banks Industry Average Movement4.8%
Market Average Movement4.9%
10% most volatile stocks in NG Market7.9%
10% least volatile stocks in NG Market3.3%

Stable Share Price: NPFMCRFBK is not significantly more volatile than the rest of NG stocks over the past 3 months, typically moving +/- 5% a week.

Volatility Over Time: NPFMCRFBK's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1993430Akin Lawalhttps://www.npfmicrofinancebank.com

NPF Microfinance Bank PLC, a microfinance bank, provides banking and other financial services to members of the police community, poor and low-income households, and micro enterprises in Nigeria. The company offers term, current, and savings deposits; loans; and treasury, call account; and money market services. It operates through 37 branches in Nigeria.

NPF Microfinance Bank Plc Fundamentals Summary

How do NPF Microfinance Bank's earnings and revenue compare to its market cap?
NPFMCRFBK fundamental statistics
Market Cap₦9.89b
Earnings (TTM)₦580.49m
Revenue (TTM)₦5.41b

17.0x

P/E Ratio

1.0x

P/B Ratio

Is NPFMCRFBK overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report
NPFMCRFBK income statement (TTM)
Revenue₦5.41b
Cost of Revenue₦173.26m
Gross Profit₦5.24b
Other Expenses₦4.66b
Earnings₦580.49m

Last Reported Earnings

Sep 30, 2022

Next Earnings Date

n/a

Earnings per share (EPS)0.097
Gross Margin96.80%
Net Profit Margin10.73%
Debt/Equity Ratio25.8%

How did NPFMCRFBK perform over the long term?

See historical performance and comparison

Dividends

5.5%

Current Dividend Yield

79%

Payout Ratio