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NPF Microfinance Bank PlcNGSE:NPFMCRFBK Stock Report

Market Cap ₦17.9b
Share Price
₦2.99
My Fair Value
1Y84.6%
7D-0.3%
Portfolio Value
View

NPF Microfinance Bank Plc

NGSE:NPFMCRFBK Stock Report

Market Cap: ₦17.9b

NPF Microfinance Bank (NPFMCRFBK) Stock Overview

A microfinance bank, provides banking and other financial services in Nigeria. More details

NPFMCRFBK fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance6/6
Financial Health5/6
Dividends4/6

NPFMCRFBK Community Fair Values

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NPF Microfinance Bank Plc Competitors

Price History & Performance

Summary of share price highs, lows and changes for NPF Microfinance Bank
Historical stock prices
Current Share Price₦2.99
52 Week High₦3.45
52 Week Low₦1.46
Beta0.25
1 Month Change-0.33%
3 Month Change25.63%
1 Year Change84.57%
3 Year Change95.42%
5 Year Change142.50%
Change since IPO121.48%

Recent News & Updates

Recent updates

Shareholder Returns

NPFMCRFBKNG BanksNG Market
7D-0.3%-0.04%0.7%
1Y84.6%53.5%56.9%

Return vs Industry: NPFMCRFBK exceeded the NG Banks industry which returned 55.3% over the past year.

Return vs Market: NPFMCRFBK exceeded the NG Market which returned 56.2% over the past year.

Price Volatility

Is NPFMCRFBK's price volatile compared to industry and market?
NPFMCRFBK volatility
NPFMCRFBK Average Weekly Movement9.9%
Banks Industry Average Movement6.6%
Market Average Movement8.2%
10% most volatile stocks in NG Market13.1%
10% least volatile stocks in NG Market4.0%

Stable Share Price: NPFMCRFBK has not had significant price volatility in the past 3 months compared to the NG market.

Volatility Over Time: NPFMCRFBK's weekly volatility (10%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1993655Habeeb Yusufnpfmicrofinancebankplc.ng

NPF Microfinance Bank Plc, a microfinance bank, provides banking and other financial services in Nigeria. The company offers retail banking, loans and advances, and other allied services. It provides its services to poor and low-income households and micro enterprises, such as members of the police community.

NPF Microfinance Bank Plc Fundamentals Summary

How do NPF Microfinance Bank's earnings and revenue compare to its market cap?
NPFMCRFBK fundamental statistics
Market cap₦17.92b
Earnings (TTM)₦2.72b
Revenue (TTM)₦15.38b
6.6x
P/E Ratio
1.4x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
NPFMCRFBK income statement (TTM)
Revenue₦15.38b
Cost of Revenue₦708.09m
Gross Profit₦14.68b
Other Expenses₦11.96b
Earnings₦2.72b

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)0.45
Gross Margin95.40%
Net Profit Margin17.65%
Debt/Equity Ratio2.5%

How did NPFMCRFBK perform over the long term?

See historical performance and comparison

Dividends

5.0%
Current Dividend Yield
33%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/07 01:30
End of Day Share Price 2025/10/07 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

NPF Microfinance Bank Plc is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.