Livingtrust Mortgage Bank Past Earnings Performance
Past criteria checks 2/6
Livingtrust Mortgage Bank has been growing earnings at an average annual rate of 40.7%, while the Banks industry saw earnings growing at 34% annually. Revenues have been growing at an average rate of 33.6% per year. Livingtrust Mortgage Bank's return on equity is 14%, and it has net margins of 31.2%.
Key information
40.7%
Earnings growth rate
40.7%
EPS growth rate
| Banks Industry Growth | 30.4% |
| Revenue growth rate | 33.6% |
| Return on equity | 14.0% |
| Net Margin | 31.2% |
| Last Earnings Update | 31 Mar 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Livingtrust Mortgage Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 1,910 | 597 | 615 | 0 |
| 31 Dec 23 | 1,817 | 568 | 610 | 0 |
| 30 Sep 23 | 1,948 | 670 | 581 | 0 |
| 30 Jun 23 | 1,944 | 697 | 565 | 0 |
| 31 Mar 23 | 1,993 | 777 | 525 | 0 |
| 31 Dec 22 | 1,950 | 822 | 496 | 0 |
| 30 Sep 22 | 1,864 | 646 | 537 | 0 |
| 30 Jun 22 | 1,783 | 688 | 434 | 0 |
| 31 Mar 22 | 1,629 | 653 | 400 | 0 |
| 31 Dec 21 | 1,450 | 507 | 361 | 0 |
| 30 Sep 21 | 1,125 | 553 | 248 | 0 |
| 30 Jun 21 | 926 | 399 | 295 | 0 |
| 31 Mar 21 | 679 | 205 | 264 | 0 |
| 31 Dec 20 | 558 | 132 | 239 | 0 |
| 30 Sep 20 | 525 | 109 | 222 | 0 |
| 30 Jun 20 | 450 | 41 | 217 | 0 |
| 31 Mar 20 | 461 | 57 | 212 | 0 |
| 31 Dec 19 | 472 | 63 | 214 | 0 |
| 30 Sep 19 | 478 | 90 | 217 | 0 |
| 30 Jun 19 | 480 | 97 | 206 | 0 |
| 31 Mar 19 | 466 | 78 | 207 | 0 |
| 31 Dec 18 | 467 | 80 | 195 | 0 |
| 30 Sep 18 | 545 | 155 | 187 | 0 |
| 30 Jun 18 | 536 | 173 | 188 | 0 |
| 31 Mar 18 | 585 | 191 | 178 | 0 |
| 31 Dec 17 | 551 | 173 | 172 | 0 |
| 30 Sep 17 | 565 | 96 | 172 | 0 |
| 30 Jun 17 | 529 | 84 | 157 | 0 |
| 31 Mar 17 | 458 | 79 | 143 | 0 |
| 31 Dec 16 | 448 | 71 | 142 | 0 |
| 30 Sep 16 | -1 | -205 | 95 | 0 |
| 30 Jun 16 | 9 | -169 | 77 | 0 |
| 31 Mar 16 | -22 | -181 | 77 | 0 |
| 31 Dec 15 | -42 | -168 | 62 | 0 |
| 30 Sep 15 | 246 | 92 | 64 | 0 |
| 30 Jun 15 | 251 | 45 | 63 | 0 |
| 30 Mar 15 | 257 | 56 | 48 | 0 |
| 31 Dec 14 | 244 | 48 | 46 | 0 |
| 31 Dec 13 | 50 | -38 | 37 | 0 |
Quality Earnings: LTBNG has high quality earnings.
Growing Profit Margin: LTBNG's current net profit margins (31.2%) are lower than last year (39%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: LTBNG's earnings have grown significantly by 40.7% per year over the past 5 years.
Accelerating Growth: LTBNG's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: LTBNG had negative earnings growth (-23.2%) over the past year, making it difficult to compare to the Banks industry average (128.4%).
Return on Equity
High ROE: LTBNG's Return on Equity (14%) is considered low.