Livingtrust Mortgage Bank Balance Sheet Health
Financial Health criteria checks 3/6
Livingtrust Mortgage Bank has total assets of NGN19.5B and total equity of NGN4.3B. Total deposits are NGN9.9B, and total loans are NGN13.3B.
Key information
4.6x
Asset to equity ratio
n/a
Net interest margin
Total deposits | ₦9.92b |
Loan to deposit ratio | High |
Bad loans | 10.2% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | ₦4.69b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: LTBNG's Assets to Equity ratio (4.6x) is low.
Allowance for Bad Loans: LTBNG has a low allowance for bad loans (21%).
Low Risk Liabilities: 65% of LTBNG's liabilities are made up of primarily low risk sources of funding.
Loan Level: LTBNG has an appropriate level of Loans to Assets ratio (68%).
Low Risk Deposits: LTBNG's Loans to Deposits ratio (134%) is high.
Level of Bad Loans: LTBNG has a high level of bad loans (10.2%).