Jaiz Bank Past Earnings Performance
Past criteria checks 5/6
Jaiz Bank has been growing earnings at an average annual rate of 41.1%, while the Banks industry saw earnings growing at 36.1% annually. Revenues have been growing at an average rate of 27.9% per year. Jaiz Bank's return on equity is 39.7%, and it has net margins of 40.6%.
Key information
41.1%
Earnings growth rate
37.6%
EPS growth rate
| Banks Industry Growth | 30.4% |
| Revenue growth rate | 27.9% |
| Return on equity | 39.7% |
| Net Margin | 40.6% |
| Last Earnings Update | 31 Mar 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Jaiz Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 37,778 | 15,324 | 12,316 | 0 |
| 31 Dec 23 | 31,817 | 11,237 | 11,486 | 0 |
| 30 Sep 23 | 29,181 | 10,186 | 10,488 | 0 |
| 30 Jun 23 | 26,654 | 8,457 | 9,718 | 0 |
| 31 Mar 23 | 24,178 | 7,520 | 9,538 | 0 |
| 31 Dec 22 | 22,492 | 6,881 | 10,030 | 0 |
| 30 Sep 22 | 19,906 | 4,444 | 9,219 | 0 |
| 30 Jun 22 | 18,344 | 4,286 | 9,033 | 0 |
| 31 Mar 22 | 17,564 | 4,325 | 8,371 | 0 |
| 31 Dec 21 | 16,968 | 4,085 | 8,020 | 0 |
| 30 Sep 21 | 16,122 | 3,962 | 7,905 | 0 |
| 30 Jun 21 | 15,424 | 3,868 | 7,293 | 0 |
| 31 Mar 21 | 14,031 | 3,228 | 6,440 | 0 |
| 31 Dec 20 | 12,797 | 2,903 | 5,885 | 0 |
| 30 Sep 20 | 12,692 | 3,040 | 5,815 | 0 |
| 30 Jun 20 | 12,053 | 2,842 | 5,601 | 0 |
| 31 Mar 20 | 11,333 | 2,554 | 5,769 | 0 |
| 31 Dec 19 | 10,661 | 2,443 | 4,863 | 0 |
| 30 Sep 19 | 9,590 | 1,925 | 4,328 | 0 |
| 30 Jun 19 | 8,510 | 1,452 | 3,923 | 0 |
| 31 Mar 19 | 7,752 | 1,152 | 3,391 | 0 |
| 31 Dec 18 | 7,059 | 834 | 3,842 | 0 |
| 30 Sep 18 | 6,635 | 37 | 3,653 | 0 |
| 30 Jun 18 | 6,538 | 270 | 3,494 | 0 |
| 31 Mar 18 | 6,516 | 489 | 3,434 | 0 |
| 31 Dec 17 | 6,297 | 537 | 3,261 | 0 |
| 30 Sep 17 | 6,328 | 865 | 3,091 | 0 |
| 30 Jun 17 | 5,875 | 581 | 3,062 | 0 |
| 31 Mar 17 | 5,218 | 411 | 2,954 | 0 |
| 31 Dec 16 | 4,878 | 311 | 2,951 | 0 |
| 31 Dec 15 | 4,299 | 910 | 2,376 | 0 |
| 31 Dec 14 | 2,711 | 691 | 1,872 | 0 |
| 31 Dec 13 | 636 | -743 | 1,447 | 0 |
Quality Earnings: JAIZBANK has high quality earnings.
Growing Profit Margin: JAIZBANK's current net profit margins (40.6%) are higher than last year (31.1%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: JAIZBANK's earnings have grown significantly by 41.1% per year over the past 5 years.
Accelerating Growth: JAIZBANK's earnings growth over the past year (103.8%) exceeds its 5-year average (41.1% per year).
Earnings vs Industry: JAIZBANK earnings growth over the past year (103.8%) did not outperform the Banks industry 190.3%.
Return on Equity
High ROE: JAIZBANK's Return on Equity (39.7%) is considered high.