Jaiz Bank Balance Sheet Health
Financial Health criteria checks 3/6
Jaiz Bank has total assets of NGN546.0B and total equity of NGN28.1B. Total deposits are NGN201.5B, and total loans are NGN173.8B.
Key information
19.4x
Asset to equity ratio
n/a
Net interest margin
Total deposits | ₦201.52b |
Loan to deposit ratio | Appropriate |
Bad loans | 13.8% |
Allowance for bad loans | Low |
Current ratio | Good |
Cash & equivalents | ₦94.64b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: JAIZBANK's Assets to Equity ratio (19.4x) is moderate.
Allowance for Bad Loans: JAIZBANK has a low allowance for bad loans (33%).
Low Risk Liabilities: 61% of JAIZBANK's liabilities are made up of primarily higher risk sources of funding.
Loan Level: JAIZBANK has an appropriate level of Loans to Assets ratio (32%).
Low Risk Deposits: JAIZBANK's Loans to Deposits ratio (86%) is appropriate.
Level of Bad Loans: JAIZBANK has a high level of bad loans (13.8%).