Jaiz Bank Balance Sheet Health
Financial Health criteria checks 3/6
Jaiz Bank has total assets of NGN721.8B and total equity of NGN39.3B. Total deposits are NGN299.1B, and total loans are NGN216.4B.
Key information
18.4x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | ₦299.09b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 8.3% |
| Allowance for bad loans | Low |
| Current ratio | Good |
| Cash & equivalents | ₦157.06b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: JAIZBANK's Assets to Equity ratio (18.4x) is moderate.
Allowance for Bad Loans: JAIZBANK has a low allowance for bad loans (59%).
Low Risk Liabilities: 56% of JAIZBANK's liabilities are made up of primarily higher risk sources of funding.
Loan Level: JAIZBANK has an appropriate level of Loans to Assets ratio (30%).
Low Risk Deposits: JAIZBANK's Loans to Deposits ratio (72%) is appropriate.
Level of Bad Loans: JAIZBANK has a high level of bad loans (8.3%).