SBN Holdings Balance Sheet Health
Financial Health criteria checks 4/6
SBN Holdings has total assets of NAD38.7B and total equity of NAD5.1B. Total deposits are NAD30.2B, and total loans are NAD22.4B earning a Net Interest Margin of 5.2%. It has insufficient allowance for bad loans, which are currently at 6.7% of total loans. Cash and short-term investments are NAD5.7B.
Key information
7.6x
Asset to equity ratio
5.2%
Net interest margin
Total deposits | N$30.21b |
Loan to deposit ratio | Appropriate |
Bad loans | 6.7% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | N$5.73b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SNO's Assets to Equity ratio (7.6x) is low.
Allowance for Bad Loans: SNO has a low allowance for bad loans (54%).
Low Risk Liabilities: 90% of SNO's liabilities are made up of primarily low risk sources of funding.
Loan Level: SNO has an appropriate level of Loans to Assets ratio (58%).
Low Risk Deposits: SNO's Loans to Deposits ratio (74%) is appropriate.
Level of Bad Loans: SNO has a high level of bad loans (6.7%).