LPI Capital Bhd

KLSE:LPI Stock Report

Market Cap: RM 5.1b

LPI Capital Bhd Valuation

Is LPI undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

4/6

Valuation Score 4/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of LPI when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: LPI (MYR12.7) is trading below our estimate of fair value (MYR17.81)

Significantly Below Fair Value: LPI is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for LPI?

Key metric: As LPI is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for LPI. This is calculated by dividing LPI's market cap by their current earnings.
What is LPI's PE Ratio?
PE Ratio13.3x
EarningsRM 381.81m
Market CapRM 5.06b

Price to Earnings Ratio vs Peers

How does LPI's PE Ratio compare to its peers?

The above table shows the PE ratio for LPI vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average14.5x
ALLIANZ Allianz Malaysia Berhad
6.8x14.2%RM 3.7b
TAKAFUL Syarikat Takaful Malaysia Keluarga Berhad
8.9x7.5%RM 3.2b
MNRB MNRB Holdings Berhad
3.3x-6.3%RM 1.7b
BOW Bowhead Specialty Holdings
39x37.6%US$1.1b
LPI LPI Capital Bhd
13.3x5.4%RM 5.1b

Price-To-Earnings vs Peers: LPI is good value based on its Price-To-Earnings Ratio (13.3x) compared to the peer average (14.4x).

Price to Earnings Ratio vs Industry

How does LPI's PE Ratio compare vs other companies in the Asian Insurance Industry?

6 CompaniesPrice / EarningsEstimated GrowthMarket Cap
LPI 13.3xIndustry Avg. 11.1xNo. of Companies45PE0816243240+
6 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: LPI is expensive based on its Price-To-Earnings Ratio (13.3x) compared to the Asian Insurance industry average (11.1x).

Price to Earnings Ratio vs Fair Ratio

What is LPI's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

LPI PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio13.3x
Fair PE Ratio8.7x

Price-To-Earnings vs Fair Ratio: LPI is expensive based on its Price-To-Earnings Ratio (13.3x) compared to the estimated Fair Price-To-Earnings Ratio (8.7x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst LPI forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentRM 12.70
RM 15.38
+21.1%
8.6%RM 18.00RM 14.40n/a5
Dec ’25RM 13.24
RM 15.38
+16.2%
8.6%RM 18.00RM 14.40n/a5
Nov ’25RM 13.42
RM 15.38
+14.6%
8.6%RM 18.00RM 14.40n/a5
Oct ’25RM 12.94
RM 15.38
+18.9%
8.6%RM 18.00RM 14.40n/a5
Sep ’25RM 13.40
RM 15.38
+14.8%
8.6%RM 18.00RM 14.40n/a5
Aug ’25RM 12.60
RM 13.45
+6.7%
12.5%RM 15.00RM 11.00n/a4
Jul ’25RM 12.56
RM 13.20
+5.1%
11.3%RM 15.00RM 11.00n/a4
Jun ’25RM 12.26
RM 13.20
+7.7%
11.3%RM 15.00RM 11.00n/a4
May ’25RM 12.00
RM 13.20
+10.0%
11.3%RM 15.00RM 11.00n/a4
Apr ’25RM 12.16
RM 12.75
+4.9%
10.3%RM 14.70RM 11.00n/a4
Mar ’25RM 12.80
RM 12.85
+0.4%
10.4%RM 14.70RM 11.00n/a4
Feb ’25RM 12.38
RM 12.78
+3.2%
10.3%RM 14.70RM 11.00n/a4
Jan ’25RM 11.96
RM 12.78
+6.8%
10.3%RM 14.70RM 11.00n/a4
Dec ’24RM 12.02
RM 12.78
+6.3%
10.3%RM 14.70RM 11.00RM 13.244
Nov ’24RM 12.00
RM 12.78
+6.5%
10.3%RM 14.70RM 11.00RM 13.424
Oct ’24RM 11.46
RM 12.48
+8.9%
11.8%RM 14.70RM 11.00RM 12.944
Sep ’24RM 11.86
RM 13.05
+10.0%
9.3%RM 14.70RM 11.30RM 13.404
Aug ’24RM 11.86
RM 13.00
+9.6%
9.4%RM 14.70RM 11.30RM 12.604
Jul ’24RM 11.80
RM 13.00
+10.2%
9.4%RM 14.70RM 11.30RM 12.564
Jun ’24RM 11.62
RM 12.98
+11.7%
9.5%RM 14.70RM 11.30RM 12.264
May ’24RM 12.08
RM 12.98
+7.4%
9.5%RM 14.70RM 11.30RM 12.004
Apr ’24RM 12.10
RM 12.75
+5.4%
9.0%RM 14.10RM 11.00RM 12.164
Mar ’24RM 12.36
RM 12.75
+3.2%
9.0%RM 14.10RM 11.00RM 12.804
Feb ’24RM 12.90
RM 12.85
-0.4%
9.2%RM 14.10RM 11.00RM 12.384
Jan ’24RM 12.64
RM 14.45
+14.3%
23.4%RM 20.00RM 11.00RM 11.964
Dec ’23RM 12.72
RM 14.45
+13.6%
23.4%RM 20.00RM 11.00RM 12.024

Analyst Forecast: Target price is more than 20% higher than the current share price and analysts are within a statistically confident range of agreement.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/26 04:06
End of Day Share Price 2024/12/26 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

LPI Capital Bhd is covered by 9 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Ei TanAffin Hwang Investment Bank
Poh OngAmInvestment Bank Berhad
Jia Ying LohDaiwa Securities Co. Ltd.