Aflac Valuation
Is AFL * undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score
0/6Valuation Score 0/6
Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast
Share Price vs Fair Value
What is the Fair Price of AFL * when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: AFL * (MX$2255.32) is trading above our estimate of fair value (MX$1560.13)
Significantly Below Fair Value: AFL * is trading above our estimate of fair value.
Key Valuation Metric
Which metric is best to use when looking at relative valuation for AFL *?
Key metric: As AFL * is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.
| What is AFL *'s PE Ratio? | |
|---|---|
| PE Ratio | 16.2x |
| Earnings | US$3.81b |
| Market Cap | US$61.84b |
| Key Statistics | |
|---|---|
| Enterprise Value/Revenue | 4x |
| Enterprise Value/EBITDA | 14.4x |
| PEG Ratio | -9.3x |
Price to Earnings Ratio vs Peers
How does AFL *'s PE Ratio compare to its peers?
| Company | Forward PE | Estimated Growth | Market Cap |
|---|---|---|---|
| Peer Average | 13.3x | ||
MET MetLife | 16.2x | 13.2% | US$57.7b |
LICI Life Insurance Corporation of India | 12x | -0.5% | ₹5.7t |
PRU Prudential Financial | 11.2x | 6.8% | US$45.4b |
SLF Sun Life Financial | 13.7x | 6.8% | CA$48.9b |
AFL * Aflac | 16.2x | -1.7% | Mex$61.8b |
Price-To-Earnings vs Peers: AFL * is expensive based on its Price-To-Earnings Ratio (16.2x) compared to the peer average (13.3x).
Price to Earnings Ratio vs Industry
How does AFL *'s PE Ratio compare vs other companies in the South American Insurance Industry?
| 0 Companies | Price / Earnings | Estimated Growth | Market Cap |
|---|---|---|---|
| 0 Companies | Estimated Growth | Market Cap |
|---|
Price-To-Earnings vs Industry: AFL * is expensive based on its Price-To-Earnings Ratio (16.2x) compared to the Global Insurance industry average (11.4x).
Price to Earnings Ratio vs Fair Ratio
What is AFL *'s PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
| Fair Ratio | |
|---|---|
| Current PE Ratio | 16.2x |
| Fair PE Ratio | n/a |
Price-To-Earnings vs Fair Ratio: Insufficient data to calculate AFL *'s Price-To-Earnings Fair Ratio for valuation analysis.
Analyst Price Targets
What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?
| Date | Share Price | Average 1Y Price Target | Dispersion | High | Low | 1Y Actual price | Analysts |
|---|---|---|---|---|---|---|---|
| Current | Mex$2,255.32 | Mex$2,124.00 -5.8% | 7.9% | Mex$2,536.53 | Mex$1,841.03 | n/a | 12 |
| Nov ’25 | n/a | Mex$2,046.64 0% | 8.8% | Mex$2,481.98 | Mex$1,801.44 | n/a | 12 |
| Oct ’25 | n/a | Mex$1,927.60 0% | 9.0% | Mex$2,256.67 | Mex$1,667.97 | n/a | 13 |
| Sep ’25 | n/a | Mex$1,805.86 0% | 9.6% | Mex$2,131.50 | Mex$1,570.58 | n/a | 12 |
| Aug ’25 | n/a | Mex$1,728.60 0% | 10.8% | Mex$2,140.02 | Mex$1,520.54 | n/a | 12 |
| Jul ’25 | n/a | Mex$1,574.94 0% | 7.6% | Mex$1,829.55 | Mex$1,408.75 | n/a | 12 |
| Jun ’25 | n/a | Mex$1,430.86 0% | 6.1% | Mex$1,594.51 | Mex$1,292.39 | n/a | 12 |
| May ’25 | n/a | Mex$1,413.11 0% | 7.8% | Mex$1,671.56 | Mex$1,253.67 | n/a | 13 |
| Apr ’25 | n/a | Mex$1,412.54 0% | 5.6% | Mex$1,565.71 | Mex$1,276.40 | n/a | 13 |
| Mar ’25 | n/a | Mex$1,412.54 0% | 5.6% | Mex$1,565.71 | Mex$1,276.40 | n/a | 13 |
| Feb ’25 | n/a | Mex$1,415.74 0% | 6.2% | Mex$1,571.96 | Mex$1,281.49 | n/a | 14 |
| Jan ’25 | n/a | Mex$1,383.17 0% | 7.9% | Mex$1,565.86 | Mex$1,061.30 | n/a | 14 |
| Dec ’24 | n/a | Mex$1,380.86 0% | 7.7% | Mex$1,557.77 | Mex$1,055.82 | n/a | 14 |
| Nov ’24 | n/a | Mex$1,382.47 0% | 8.3% | Mex$1,534.24 | Mex$1,070.40 | n/a | 14 |
| Oct ’24 | n/a | Mex$1,331.15 0% | 9.2% | Mex$1,496.60 | Mex$1,009.33 | n/a | 14 |
| Sep ’24 | n/a | Mex$1,292.12 0% | 9.2% | Mex$1,466.41 | Mex$988.98 | n/a | 14 |
| Aug ’24 | n/a | Mex$1,220.47 0% | 7.6% | Mex$1,354.33 | Mex$981.89 | n/a | 14 |
| Jul ’24 | Mex$1,256.11 | Mex$1,220.23 -2.9% | 7.7% | Mex$1,370.45 | Mex$976.44 | n/a | 13 |
| Jun ’24 | n/a | Mex$1,251.79 0% | 7.4% | Mex$1,415.07 | Mex$1,008.24 | n/a | 13 |
| May ’24 | n/a | Mex$1,266.53 0% | 7.1% | Mex$1,434.29 | Mex$1,021.93 | n/a | 14 |
| Apr ’24 | n/a | Mex$1,332.10 0% | 8.2% | Mex$1,505.86 | Mex$1,072.92 | n/a | 13 |
| Mar ’24 | n/a | Mex$1,309.94 0% | 7.8% | Mex$1,472.79 | Mex$1,049.36 | n/a | 13 |
| Feb ’24 | Mex$1,176.24 | Mex$1,322.51 +12.4% | 8.2% | Mex$1,501.54 | Mex$1,069.84 | n/a | 13 |
| Jan ’24 | n/a | Mex$1,315.92 0% | 9.4% | Mex$1,553.42 | Mex$1,048.56 | n/a | 13 |
| Dec ’23 | n/a | Mex$1,315.92 0% | 9.4% | Mex$1,553.42 | Mex$1,048.56 | n/a | 13 |
| Nov ’23 | n/a | Mex$1,252.97 0% | 7.9% | Mex$1,439.55 | Mex$1,064.87 | n/a | 13 |
Analyst Forecast: Target price is lower than the current share price.
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