UBS Group Balance Sheet Health

Financial Health criteria checks 5/6

UBS Group has total assets of $1,623.9B and total equity of $87.6B. Total deposits are $776.0B, and total loans are $631.9B earning a Net Interest Margin of 0.6%. It has insufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are $535.8B.

Key information

18.5x

Asset to equity ratio

0.6%

Net interest margin

Total deposits

US$775.99b

Loan to deposit ratio

Appropriate

Bad loans

0.6%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

US$535.83b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: UBS N's Assets to Equity ratio (18.5x) is moderate.

Allowance for Bad Loans: UBS N has a low allowance for bad loans (47%).

Low Risk Liabilities: 51% of UBS N's liabilities are made up of primarily low risk sources of funding.

Loan Level: UBS N has an appropriate level of Loans to Assets ratio (39%).

Low Risk Deposits: UBS N's Loans to Deposits ratio (81%) is appropriate.

Level of Bad Loans: UBS N has an appropriate level of bad loans (0.6%).


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