Jack Henry & Associates Valuation

Q: What is the Fair Price of JKHY * when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

JKHY * (MX$2656.81) is trading above our estimate of [[fair value]] (MX$1375.56)

Is JKHY * undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

0/6

Valuation Score 0/6

Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of JKHY * when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: JKHY * (MX$2656.81) is trading above our estimate of fair value (MX$1375.56)

Significantly Below Fair Value: JKHY * is trading above our estimate of fair value.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for JKHY *?

Key metric: As JKHY * is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for JKHY *. This is calculated by dividing JKHY *'s market cap by their current earnings.
What is JKHY *'s PE Ratio?
PE Ratio	31.2x
Earnings	US$361.78m
Market Cap	US$11.30b

JKHY * key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue	5.5x
Enterprise Value/EBITDA	21.3x
PEG Ratio	3.3x

Price to Earnings Ratio vs Peers

How does JKHY *'s PE Ratio compare to its peers?

The above table shows the PE ratio for JKHY * vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
Company	Forward PE	Estimated Growth	Market Cap
Peer Average	28.7x
GENTERA * Gentera. de	7.3x	15.7%	Mex$39.5b
WEX WEX	22.3x	21.5%	US$7.4b
FOUR Shift4 Payments	61.2x	28.6%	US$9.9b
EDEN Edenred	24.1x	14.8%	€7.2b
JKHY * Jack Henry & Associates	31.2x	9.4%	Mex$11.3b

Price-To-Earnings vs Peers: JKHY * is expensive based on its Price-To-Earnings Ratio (31.2x) compared to the peer average (23.7x).

Price to Earnings Ratio vs Industry

How does JKHY *'s PE Ratio compare vs other companies in the South American Diversified Financial Industry?

2 Companies	Price / Earnings	Estimated Growth	Market Cap

2 Companies		Estimated Growth	Market Cap

No more companies

Price-To-Earnings vs Industry: JKHY * is expensive based on its Price-To-Earnings Ratio (31.2x) compared to the South American Diversified Financial industry average (7.8x).

Price to Earnings Ratio vs Fair Ratio

What is JKHY *'s PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

JKHY * PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio	31.2x
Fair PE Ratio	n/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate JKHY *'s Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.

Discover undervalued companies

International Money Express

US$663.0m

Operates as an omnichannel money remittance services company in the United States, Latin America, Mexico, Central and South America, the Caribbean, Africa, and Asia.

IMXI *

US$430.00

n/a

Western Union

US$3.7b

Provides money movement and payment services worldwide.

WU *

US$222.00

n/a

Yiren Digital

US$421.6m

Provides financial services through an AI-powered platform in China.

YRD N

US$122.00

n/a